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Texas is the only voluntary Comp state. But employers remain liable for the workers' injuries and should opt out correctly if they choose to opt out - according to the state rules, filing their decision with the state and posting the proper notice to employees. Employers in all states need to realize they remain liable if they don't have coverage, and that their employees and their employees' families can sue them. Employees includes subcontractors, whether you're a homeowner using uninsured subcontractors or a large corporation.

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Q: Do you have to file workmen's comp if you lease contractors in the state of Texas?
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