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No you don't. You can open a green dot card or a Walmart money card which are debit cards that do not link to a checking account. You just go to a local green dot or walmart location to add as much money as you please to the card. You can even have your pay check directly deposited. I personally like these cards because you don't receive any insufficient funds charges if you don't have enough on it. It only uses what to add to the card.
Wiki User
∙ 12y ago
Wiki User
∙ 11y agoA checking account isn't necessary for every single transaction, but it doesn't hurt to have one. In fact, a personal checking account is the preferred- if not only- method of paying off a majority of all credit cards and loans. There are checking accounts available that have low monthly fees or no monthly fee at all, and there are some regular checking accounts that you can get the fee waived for after meeting certain criteria (ie. maintaining a certain balance or receiving e-statements instead of paper statements).
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Do you need to have a job to open a checking account?
You do not need to have a job to open a checking account, you do however need some money to put into the checking account so having a job or having a parent with a job is almost always a necessity, as a means to get the money to start the account.
Can you have 300 dollars with out a checking account?
Of course, there isn't a law that says that you need a checking account to posses money.
Do I need a SSN to get a checking account in the US?
Yes, you do need a SSN to get a checking account in the United States. You must provide an ID and also your SSN.
How can you open an online business checking account?
In order to open a business checking account online you first need to decide which bank you would like to have a checking account through. Then you should go to the website and follow the steps listed to open a checking account.
Do you need a checking account to cash a check at bigy?
no
Do you need a checking account to obtain a home loan?
no
How do you convert alertpay credits to PayPal?
You need to deposit your Alertpay into your checking account and then transfer from your checking account to Paypal or vise versa
Is it a US checking account or an US checking account?
A US checking Account
Is Bank of America CampusEdge student Checking good?
yes the account is good for all students in need of checking services. It is a free account.
What is need to apply for a checking account?
Social Security Number
What forms of identification do I need to open a checking account?
When I opened my checking account I had to present a current texas drivers liscense, and my social security card.
What will be the initial deposit to open a Bank of America account?
I think it is US $ 500 for a simple checking account. The bank would give you an ATM card and a check book for this account. However if you arrange to have a Direct Deposit (Your Monthly Salary/paycheck) into this account Bank of America waives this minimum balance requirement and you can have it as a Zero-Balance checking account.
