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It depends on the situation. You will need to speak with your insurance agent. Different companies have different policies on transfer of coverage to a rental vehicle. If you have had an accident and the vehicle that was damaged is being fixed causing you to rent a vehicle, most companies will transfer the physical damage coverage on the damaged vehicle to the replacement vehicle (rental car). If you are renting a vehicle just for pleasure or any reason not relating to a claim then most likely there will be no transfer of coverage. In this case you may want to purchase the physical damage deductible waiver. A rental car company provides liability and physical damage coverage on their vehicles. Usually all the offer is a waiver to eliminate the normal deductible if you damage the vehicle. You may want to discuss with them the most that you can owe if damage occurs and decide based on that and the cost of the waiver.

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Q: Do you need the extra insurance car rental companys offer?
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Your son was in a accident while driving a budget rental truck he did not take the extra insurance out but did have his own insurance on his carhis insurance company refused to pay because the truck?

most insurance companies do not offer or you must pay extra money for coverage on the larger box trucks. This is why the rental companies offer the coverage. It is easier and usually less money inthe long run. Most likely the rental company will bill your son for the damages.


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How do you get rental reimbursement car insurance?

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