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A credit card is definitely not necessary for a student. In fact, it would be much better if the student did not have a credit card. A plethora of students become thousands of dollars in debt because of unwise decisions with their credit cards. If a student careful budgets the money he earns and makes wise spending decisions, he will be much better off than using a credit card.

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Q: Do you think Credit card is necessary for a student?
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Related questions

What are the requirements needed to get a Citibank student credit card?

In order to get a Citibank student credit card, one must be a student, then have to have one student card. Another requirement to get a Citibank student card is identification.


Student credit card?

A student credit card is designed for the use of University students and high school graduates. A student is qualified to apply for this credit card if he or she meets the bank's requirements. Most banks require students to open a savings account as part of the qualifications. Getting a student credit card is now easy with the collaboration of universities and credit card companies.


Where can I get high school student credit cards ?

If you have a job or if you are a working student, you can apply to have a credit card. Because credit card companies like HSBC will not allow people to apply for a credit card without a salary. If you are a working student, you can apply for one and the amount or limit of your credit card will depend on your salary.


What are the advantages to having a student credit card over a standard one?

student credit cards and other credit based items such as student loans - Students: apply online fast with a credit card company of your choosing when you feel you are educated and ready. A college credit card can be a student's first step in building good creditA student's first step in obtaining a credit card is to become educated about wise credit usage.


What is the right age to get a student credit card?

Whenever you start university (or, in America, college), is the correct age to get a student credit card.


Where can you apply for a student credit card?

Several credit card companies offer student credit cards and they can be applied for right on their websites. You can do this through Mastercard, Visa, American Express, and more. You can also try looking at your school's website to see if they offer a student credit card.


What are the benefits of a student credit card?

Some of the benefits of a student credit card are that they allow you the opportunity to establish a credit rating. Many student cards also offer rebate rewards which are also beneficial for students.


How do you get a student credit card?

You can get one from your bank.


How do the features of the Citi student credit card compare to other cards for students?

The Citi student credit card requires better credit to be approved, and you have to have a special card to receive cash back for purchases. It is not automatic and there are not many choices for student cards available.


What are the benefits of acquiring a student credit card?

A student Credit card can be good if they are overseas or if they need emergency cash. They can also make a student more responsible and learn to handle money.


What companies are best for students looking to sign up for a credit card?

Featuring the best student credit cards and student credit card deals including Visa, MasterCard and Discover Cards. Find card application resources from leading companies, including the following student credit card offers located across our website for students in college and first time credit cards for high school student.


Where can one find a cheap student credit card from Capital One?

One can find the cheapest student credit card from Capital One from the Capital One website. Other cheap student credit card companies are: Bank of America, Citi Forward, Discover.