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Does HIPAA protect the right to access medical records even if the medical bill has not been paid In other words can a medical provider deny access to your own medical records if you owe money?

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HIPAA allows patient access to their own medical record, with very few exceptions. Failure to pay the bill is NOT one of those exceptions.

Added: HIPAA restricts and prevents the dissemination of your medical records without your knowledge and approval. There is no provision within it which allows a medical provider to hold your records "hostage" until you pay their bill.
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Under HIPAA standards can a medical facility release a deceased persons medical records?

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