Does a passenger in a car accident have to file a claim with their own insurance company?
- When a passenger is injured in an automobile accident, and the driver of the automobile of which he/she is the passenger of, is "at Fault" for the accident, the passenger of that vehicle has the legal right to file a claim against that drivers insurance carrier. If on the other hand, the driver of the other vehicle is "at fault", then the passenger of vehicle that is "not at fault", has the legal right to file a claim against the other driver's insurance carrier. And whenever there are injuries sustained in an automobile accident, you should contact personal injury attorney or law firm to represent you against the filing of your claim against any insurance carrier. "At fault" accidents are not final just because a citation has been issued. When a carrier receives a claim against their company, they will launch their own investigation of the cause of accident, and review the police report, and speak with any independent and passenger witnesses who can provide statements concerning how the accident happened.
At the end of the carrier's investigation, which will also include, taking pictures of both of the vehicles damages, will compile all of the information they get, to try to determine at that point, who was at fault. If their insured is determined to be at fault, the carrier will pay the claim for which the passenger has filed against them. If the carrier determines that the other driver was at fault, then the carrier will not pay the claim and deny liability. If this happens, the passengers legal representatives will automatically withdraw their lawsuit filed on your behalf, and file the lawsuit against the other drivers insurance carrier.
- I was in a one car accident where the car ran off the road to avoid hitting something. I was the passenger of the car. If my medical insurance from my job pay for the my hospital bills is the insurance company intitle to pay me back the money even though my insurance covered it
- In the UK - the passenger would make a claim against the driver at fault. This driver would pass the details to his insurer who would indemnify him for the claim made against him. A passenger could not make a claim against his own insurer. To see the process for making a claim in the UK see the related link entitled "motor vehicle accident".
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Will insurance be increased in CT if a driver gets into an accident in their own car on their own property and a claim must be filed?
Answer . It is quite possible, you see a claim still resulted from your actions and payments will still have to be made by the insurance company to fix whatever got ruined.… So it can count against you..
How do you file a claim on your own to an insurance company after being involved in an accident that wasn't your fault?
call the at fault company and advise you need to report a claim...give them all the info you have on their insured, they can set up a claim and proceed with the claim investig…ation..if you need more info/help please provide more details and I'll see what i can do.........
I am assuming you mean for an injury and there is coverage on both vehicles involved? If you have medical pay perhaps , state laws very. Check with your company. If you mean …for the damage to the vehicles I see no way for there to be coverage as a passenger.
If you were in an accident with an insured driver but it was not their car who do you file the claim against?
i believe you can actually file suit against the driver and the owner of the vehichle so my lawyer told me
If you had an accident with no other cars involved and filed a claim to insurance with no police report do you have to report this accident to the new company if you get different insurance?
Answer . If you don't the new insurance company can cancel your coverage and possibly not cover any of YOUR losses. They might also consider it to be fraud.. Any accident …less than $750 isn't chargeable, but if you filled a claim with another insurance company your new company would found out even if you don't tell them, when they run your MVR which shows your tickets and previous insurance companies and claim paid.
How long do you have after a car accident to report and file a claim with the at fault's persons insurance company with no police report?
With any claim, you will want to report the incident ASAP. When I've had incidents, I've always done it same day. Anyhow, your specific policy will let you know how long you h…ave. and it's usually 30 to 60 days depending on the carrier. At any rate, you will want to contact your own insurance first and they should then contact the at-fault's carrier, unless you lack insurance which is completely dumb in the first place. The reason you will want to report ASAP is because most insurance companies require that you "keep the car from further incidents and damage" until the claim is settled and/or filed. The reason for this is to prevent fraud. I think the first paragraph is explaining how quickly you should tell your own insurer. The question, however, seems to suggest that the person at fault is another car driver and as such, in England and Wales, you have to commence a claim at court for personal injury within 3 years of the date of the accident. Please see the link below for the process of making a claim which will include contacting the driver at fault and the motor insurers. The standard wording in a personal auto policy offered in the US has no stated time period for the reporting of a claim. It will require that you are " reasonably prompt ." What reasonably prompt means varies by jurisdiction and circumstance so reporting to your insurance company ASAP is the safest thing to do. Your policy will have a section that outlines your duties after an accident or loss. Failure to perform those duties can result in an automatic denial of your claim. So it is important to file promptly and to do the other things outlined in that section of your policy.
How long do you have after a car accident to report and file a claim with the at fault person's insurance company in Georgia?
One would think that they would get this done within a couple days at the most, if only to make certain that the claim would be processed. Call the insured's company and ask t…hem about this. Certainly, if one has waited past 30 days, the claim may not be honored.
If a driver has no insurance but drives a car covered by no fault gets into an accident will the owner of the car be able to file a claim with his insurance company?
No fault laws refer to injuries only not property damage. If you have comprehensive and collision coverage on your vehicle the damage to your car will be repaired subject to y…our deductible, unless the driver is excluded from your policy. For the driver's injuries if he does not own a vehicle then the personal injury protection on your policy will cover his injuries, once again subject to any exclusions.
Where do you file a claim to sue for deductible from a car accident involving a car with no insurance with no insurance?
If I understand your question you are trying to recover a deductible you incurred due to the fault of the other driver who was uninsured? If this is the case it may depend on …the state in which you live and what coverage you may or may not carry. If you are from CA, we have what is called UMCDW or uninsured motorist collision deductible waiver, which if you were carrying this type coverage as part of your auto policy, it would pay your deductible if your vehicle were hit by an at fault, identifiable uninsured driver. If you do not have similar coverage on your policy or in your state, you may simply have to file a claim in small claims court to recover your deductible and good luck. In many cases if you are dealing with an uninsured driver, even if you win judgement you still have to be able to collect it...sometimes the hardest part! In the future you may want to consider a product called CDRP which is a Collision Deductible Reserve Plan to insure your deductible is always available for you when you need to use it. It is a very wise financial move that can not only save you hundreds if not thousands on your car insurance premiums but would give you peace of mind knowing your deductible is always there when you need it! You can learn more about this incredible product at TheFiveMinuteMove.com .
Insurance fraud - have fun in jail + fines.
How long do you have after a car accident to report and file a claim with the at fault person's insurance company in Washington?
You must do this right away.
Yes, if only to have your side of the story on record. Do it. At the very least, phone up your insurance company and tell them exactly what happened and get their advice. T…hey will be happy to talk to you on the phone - this might not involve making a claim, but at least they will have a record of your version of events. If you do not do this, then later who knows what kind of skeletons could creep out of the closet - guy turns up wearing a neck brace etc, and it might be too late for the insurance company to protect you then. A Always, the other party might lie and you might get an at fault accident record. Always call
Not usually, unless it is for the treatment of some serious and lengthy medical injury for which the auto insurance is insufficient.
Lien holders filed a claim on my insurance after they repossessed my car- They told the insurance company that I was in an accident- The truth is I never was. Is this legal?
What they (probably) told your insurance company is that there was damage to the vehicle when they repossessed it. You should get in touch with the company or your agent and f…ind out how extensive and what kind of damage the lienholder reported. You see, the lienholder might have reported damage you decided you could live with, something you were not aware of, or even something which happened subsequent to them repossessing the vehicle. Find out what the damage is, first...then work on putting together a defense. If it is nothing more than a cracked windshield, it should not effect your future premiums.
What do you mean by an "old claim"? How long has it been since the accident? All states have statutes of limitations, which vary between 2 and 3 years allowed for a claim to… be filed. If it's been more than the time allowed, you have no claim, unfortunately.
The company files claim in which you got insured your car, andafter a deep verification it reimbursed your compensation.
If one is involved in an auto accident it is important to file a claim immediately. The process for insurance claims can vary but the general procedures after filing the clai…m are to schedule an inspection and speak with your adjuster. The adjuster will review the damage, the reports and any witness statements to assist in providing a cost estimate. Once the coverage has been determined the repairs can be done.