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It depends upon the coverage that you purchase. Normally, when you buy liability insurance, you get both property damage and bodily injury liability coverage. In fact, many states require that such insurance be maintained for the protection of others who may be injured due to your negligence. The failure to do so can result in the suspension of your license and tags under Financial Responsibility Laws.
The nature of liability insurance is such that it pays damages to an innocent third party to whom you cause injury. In that sense, it protects you from personal liability up to the policy limits that you have bought. If you are sued as a result of the incident and fault is contested, the insurer also provides you with an attorney to defend you. The insurer pays the attorney's fees and related court costs (such as, but not limited to, court reporter expenses).
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What does contractor liability insurance cover?
Contractor liability insurance typically covers property damage and bodily injury. It also will cover products and completed operations as well as personal and advertising injury.
What insurance covers bodily injury?
In order for one to have insurance cover bodily injury one would have to have bodily injury insurance. This is good insurance to have as it would cover injuries to any persons that one injures in an accident. This liability insurance would cover any amount one is obligated to pay for injuries sustained and related costs.
Which auto insurance coverage pays for injury or damage that the insured driver causes to other people or their property?
Bodily injury liability and property damage liability should cover those.
Will your health insurance cover bodily injury in a car accident?
Yes, but only as a secondary coverage to all other auto insurance claims you might have (like bodily injury liability against the at fault driver or personal injury protection coverage in no-fault states).
What is the minimum amount of auto insurance I can have in the state of California?
California does have minimum requirements for the amount of automobile insurance that you need to carry. You are required by the state to cover Bodily Injury/Death Liability of one person ($15,000), Bodily Injury/Death Liability of two persons ($30,000), and Property Damage of $5,000.
What type of insurance is required on cars in Alabama?
Alabama's one of the states that requires minimum liability insurance. Alabama stipulates that an individual who has minimum liability insurance must have insurance that will cover the following Bodily Injury Liability: $25,000/$50,000 Limit Property Damage Liability: $25,000 Limit.
What does general liability insurance typically cover?
General liability insurance typically covers a third party from putting a claim against a companies operations. Some of the things that can be covered are property damage and bodily injury.
What does limited liability insurance cover?
Limited liability insurance covers bodily injury liability like paying for medical expenses or lost wages when an accident occurs or property damage liability which takes care of damages to property and attorney and settlement when one is sued.
Does homeowners insurance cover bodily injury to someone living in the home?
No
What kind of services does Direct Auto Insurance provide?
Direct Auto Insurance providision includes cover for bodily injury liability, property damage liability, collision and comprehensive coverage. They also provide motorcycle insurance, roadside assistance, life insurance, and emergency protection.
Where can I inquire anything about liability car insurance in Virginia?
If you visit http://www.dmv.state.va.us, you will find all of the minimum insurance requirements (liability) that the state of Virginia requires one to have on their vehicle(s). Whether it be bodily injury cover or property damage, the information is there.
Does homeowners insurance cover bodily injury to the owner from an accident within the residence?
No it does not.
