You'll need to read the policy and see. Sometimes you may have bought rental car coverage that will pay a set amount per day up to a maximum. Full coverage is a slang term used to describe a policy that offers comprehensive and collision coverage on a covered auto. Rental car and towing are usually additional coverages that you may or may not have. But even if you don't have that coverage, it may still pay in a collision claim. You need to read the policy to be sure.
You only get a rental if your policy specifies that you chose to pay extra to have rental car coverage. Having collision coverage is not the same thing as having rental. Collision coverage just covers the repairs to your vehicle. If you are not at fault for the accident, the other person's insurance will provide you with a rental car.
Only if you have bought the extra coverage to have a rental. "Full coverage" usually just means you bought liability, comprehensive, and collision insurance.
No. Rental coverage is something you buy extra. "Full coverage" just means you bought liability, comprehensive, and collision insurance.
No. By "full coverage," I assume you mean you have comprehensive and collision coverage. This does not include rental. You have to buy a special endorsement on your policy to get rental. Hitting a deer is a comprehensive claim and if you have rental, you will get a rental if the car is non-drivable or when it is in the shops for the repairs. If you did not buy rental, the insurance company does not have to pay. Check your coverages.
If you have an auto insurance policy that covers non-owned vehicles - then your liability and collision coverage would likely extend to your rental car. If you don't have collision coverage - then you will be on the hook to repair the rental car. If you don't have any auto insurance - then you can be sued for a lot of money by both the rental car company and the person you hit.
If you have adequate liability coverage on your own vehicle, this is one coverage you can always decline on your rental. Your personal auto insurance should extend to a rental car. A rental car most likely would be covered by Collision coverage or Liability coverage, depending on the state in which your policy is issued. For more information visit at: citivanservice.com
There are a few insurance plans that are required by law for car rental places. These include: collision damage waiver, liability insurance, personal accident insurance, personal effects coverage.
It all depends on whether the renter signed up for the car rental company's extra insurance coverage at the beginning of the rental. If LDW (Loss Damage Waiver) or CDW (Collision Damage Waiver) insurance coverage was accepted by the renter, you will likely be dealing with the car rental company's insurance. If the renter declined the extra coverage, then you will deal directly with the renter's personal insurance provider.
The forthcoming insurance companies offer collision insurances: Insurance4CarHire, Auto Rental Collision Damage Waiver, Rental Cars and the Collision Damage Waiver, etc.
There are exceptions to this but normally the car rental firms insurance covers the the car, if in doubt always get CDW when renting a car (Collision Damage Waver) if you have OPCF 27 on your car insurance then your insurance will cover the rental car, its called the Laibility for damage to non-owned automobiles. you must have collision and comprehensive for this coverage to work.
you can buy it from the rental company or it can extend from you personal auto insurance policy at no extra cost if your insurance company provides this coverage.
Your auto coverage may include coverage for a rental vehicle. Contact your insurance provider to make sure. If it does not, you may be required to pay extra to the rental agency for coverage. You may be able to waive the insurance, in which case you would be personally responsible for damage to the vehicle and for property damage and bodily harm caused by the vehicle when you were driving it. To rent a car in Orlando, FL you will need to have full coverage insurance, as well as a credit card. The car rental agency must also have insurance on you, and a amount of the rental charge will reflect that. The agency must also offer you collision damage waiver insurance and theft insurance.