If the lightning struck tree falls on our covered home and damages it, your insurance will cover it. If you've just got a lightning struck tree out in te yard, then that's considered a yard maintenance issue. The tree should be removed if it poses an increased threat to your property.
Yes, most do. Just as if your TV or computer was blown out by a lightning hit, your well is covered as well- no pun intended!
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
will home insurence cover tv in lightning strike
All homeowners policies cover damage caused by lightning.
Yes, Homeowners insurance can cover plumbing damage when caused by a covered peril such as lightning, fire, wind, hail freezing etc. Refer to your insurance policy for covered perils. If your plumbing is just old or stopped up then that would be an owners maintenance issue. Homeowners insurance does not provide for maintenance.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
It depends on the covered perils listed in your policy. If your policy covers lightning damage and your computer was damaged from a lightning strike, it would be covered. Just keep in mind the amount of damage needs to exceed your deductible in order for the insurance company to issue a payment.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Homeowners insurance does not cover automobile nor there parts.
No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.