No, Homeowners insurance is "Hazard Insurance" for losses to your home from the specified covered perils detailed in your policy.
Covered perils are typically losses resulting from Fire, Lightning, Wind and Hail. Home insurance does not cover normal and expected maintenance or repair expenses that are considered incidental to home ownership.
It's no different than a clogged drain for example, If it's not the result of a covered peril then it is not covered. Normal Maintenance, Repairs or Home Updates are not hazard losses.
Homeowners insurance does not cover your mortgage if you become disabled. You would need to obtain mortgage protection insurance for that.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Homeowners insurance does not cover automobile nor there parts.
No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.
Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.
No, homeowners insurance excludes vehicles.
No. Homeowners Insurance does not coverage for automobiles.