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If they are not on your policy then they are not covered.
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∙ 13y ago
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Will AARP cover a minor accident if someone else was driving your car?
ANY driver with permission to drive that car by the owner is covered under that car's insurance policy. Insurance goes with the car...not the driver.
Does insurance cover a minor driving after curfew if they are in an accident?
Yes. If they are on your policy they HAVE to cover it. Hope this Helps!
Can you use your parents' insurance policy to cover a car that's in your name?
Insurance Coverage on a Parents policy? Yes, So long as you are also listed by name as a covered driver on your parents Policy and your parents have an insurable interest in your vehicle. If you are a minor or a dependent still living at home then you might be able to get insurance cheaper through your parents than you could seperately. You "by name" would need to be added along with your vehicle to your parents policy to be an insured driver.
Do you have to be eighteen in order to get car insurance?
In general, you need to be an adult, since an insurance policy is a contract- and a minor cannot make a contract. In the RARE case of an "emancipated minor", you might, In most cases, you will need to be 18. You may be carried as an additional driver on an adult's policy. Check with your insurance agent.
Do parents have to pay to add a minor on their insurance policy?
Absolutely. Minor or not, your automobile policy requires that you notify the insurance company of any and all household members and anyone who drives your vehicle. Many times there is not even any additional premium to add drivers to your policy. The premiums depends on many factors including driver age, motor vehicle record, previous accidents, sex of driver, and other issues depending on the insurance companies rate structure. Be honest with your insurance company if you want them to pay your claims when you need them.
A minor child with no license hit my car will her parents auto insurance repair my car?
As the driver is a minor child, the Custodial Parent or other Custodial Entity is Financially Liable for the acts of the minor child. An auto accident may or may not be covered under the Custodians Auto insurance Policy depending on whether the child is covered or excluded from coverage on that Policy.
If a minor has been removed from his parents' insurance since 'he never drives the car' is he covered if he is driving a friend's car?
He has no coverage. Unless the minor gets insurance elsewhere. He would likely be covered as a permissive driver of the friend's car, under the friend's policy.
Can a minor in the state of Florida have their own auto insurance policies or do they have to be placed on their parents' insurance?
In the state of Florida a minor cannot have an auto insurance policy unless a parent signs for it. Usually if said minor lives with their parents they are usually just put on their parent's policy
How do you get car insurance with a learners permit?
You must either have a driver's license or be insured under a licensed driver's insurance. If you are a minor, your parents can add you to their car insurance.
Will the parents' liability insurance cover a minor child who has not been added to the policy.?
Liability insurance usually follows the vehicle not the driver. (unless the driver was specificly excluded in this case it cant happen because he's your son). As long as the car was insured and he was given premission to drive it, the insurance will be valid in court * Not necessarily. Insurance coverage varies greatly when it pertains to minors living in the household of the insured. If one is lucky enough for it to apply you may be certain that premiums will significantly increase.
Should homeowners policy cover minor repair of leak in front yard?
No, That's a an expected maintenance issue and is not covered under your home insurance policy. Besides which the cost of replacing a faucet is far less than a home insurance deductible would cost.
Adding minor to New york state car insurance?
Simply call your insurance company up, and tell them you need to add your minor to your policy.
