Does life insurance test for marijuana?

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No. When you get your blood taken for the policy, they generally do not test for marijuana. You can also get a simplified issue policy that does no blood test. It will just be more expensive.

Traditional life insurance is available with a number of life insurance companies. There is even a company that will offer you non-tobacco rates for occasional marijuana use. When they do test for it, it is picked up in urine sample.
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Take home marijuana tests?

That's not a question, it's a noun phrase. If you are curious about them, they are calibrated to the same standards used by lab tests (50ng/ml) and are a fairly cheap way to see if you will test clean before a big job interview.

Does Vicodin show up on drug testing for life insurance?

It depends on the drug screen, but it is likely that it will show up, since most modern drug screens include hydro- and oxycodone on the list In rare cases, there are special boxes which a doctor or whoever is responsible for authorizing/requiring a UA must check specifically, separate from the 'opi (MORE)

What are you tested for when applying for life insurance?

Answer . I have sold insurance for 18+ years and the nurses always draw blood and get a urinalysis. I have known of Co's refusing for diabetes ect... in blood samples, but nothing on urine. Its at death that the test then run, make a difference if payment is made to beneficiary.

Do life insurance companies test for Prozac when doing a blood test?

Answer . On a life insurance application, you must answer all of the medical questions on doctor visits and medications being taken. A blood test would confirm that you are on Prozac, and you would most likely be denied your policy due to false or misleading statements. My advice is to disclose (MORE)

When denied for life insurance for drug test what can i do?

Well - sounds like you failed your drug test!! -- Only thing to do is Get off Street Drugs and try a different Life Insurance company or If drug test failure was from prescription drugs - get your physican to write a letter about the results of the drug test being the product of his treatment of you (MORE)

Can I use marijuana and be approved for life insurance?

Perhaps. The bigger question is whether you still use it, how much/often, and if you have stopped, how long ago. All those issues have a bearing on whether you will be a risk that the insurer is willing to consider. For example, if you still use the drug, the insurer may be concerned that you may dr (MORE)

Do life insurance companies test for Lortab usage?

Not sure what that is but "testing" all depends on the product and the face amount. There are guaranteed issue plans that test for nothing. Bottom line is if that is an RX, there is a question that asks if you are taking any meds. What is the honest answer?. It's a narcotic. Do you have an Rx or ar (MORE)

Do you have to take the urine test for life insurance?

Not all insurance companies require a urinalysis. It is largely based on the death benefit so if you are worried you would need to stay below that threshold. Only thing is when they ask you if you do drugs or have diabetes and you are an honest person that info is now out anyway. If you have conditi (MORE)

Do all life insurance companies test for marijuana?

Depending on the amount applied for and whether they require a blood test for that amount they will. The question about drugs is always on the application regardless of amount so if you were to answer honestly (suggested) they would know. In some cases you are simply rated as a smoker. Other compani (MORE)

Do life insurance companies test for marijuana in blood?

Not generally, they give a UA for this. The blood test is primarilylooking into potential disease and high risk for illnesses. Thatbeing said, THC lasts in the blood a very short time, so get somesynthetic urine and lay off for 2-3 days and you should be justfine. As a former agent, I have had numer (MORE)

Can a Etg test read marijuana?

The Ethyl Glucuronide, or EtG test, is used to determine if the donor has used alcohol recently. It does not, by itself, give any information about use of other substances like marijuana.

How to pass a Life insurance test for tobacco?

Smokers are penalized by the insurance industry because of their higher mortality rate. Possner of Exam & Profile Services says, "Cigarettes [nicotine] will show up many days or even weeks after use in somebody's urine. It will probably still show up if someone has refrained from smoking for a short (MORE)

When you get drug tested for life insurance do they watch you?

not only do they watch you, mostly all have their own medical team who administers the test for them. they have nurses who come to your home and weigh you, take blood pressure, draw blood, pull hair, do everything you would do at a normal doctor visit and then some! and they ask a ton of questions. (MORE)

Can you get approved for term life insurance if recommended followup tests were not completed?

It depends on the requirements of the life insurance company.. If one company requires more tests to further examine your health and do more analysis of the risk insuring your life poses to the insurer, then you would need the follow-up tests completed in order to be considered for the life insuran (MORE)

Do life insurance companies test for HIV?

Yes, life insurance companies do test for HIV. However, some life insurers may provide coverage for people with HIV.. Depending on the insurer and amount of coverage, you may or may not be tested. However, you will have to answer health questions which usually ask about HIV.

Do met life life insurance companies test for HIV?

I believe they cant not test for hiv because its against the law . Answer is No This answer is not correct. The do test for HIV and most likely will not offer any type of life insurance if you test positive. There is not law prohibiting them from testing. For full disclosure, I own and operate (MORE)

How does the test affect life insurance?

My brother didn't get life insurance because the test revealed he had cancer. After a bone marrow transplant, he is Ok now. But the Physical test determines the insurance companies portion of the bet on your life.

Do life insurance companies test for Suboxone?

\nMost of the time they don't, but you can get your doctor to call the insurance company and tell them that he is prescribing them for migraine headaches instead of for opiate dependency, if your insurance comp. knows what it is really for than they will not cover it! Just get your doc to play along (MORE)

Does Northwestern Mutual Drug Test its Life Insurance Applicants?

Yes, every time. If you contribute small amounts at your initial agreement date (and moving foward), you'll only receive an oral saliva swab test. If you coughing up the big bucks, you'll be monitored by a nurse and required to pass urine and blood screenings. Good Luck!

What is the test for marijuana?

There are five primary types of drug tests: . Urine : Urine drug test is the most common drug test - it is inexpensive, simple and easy to administer. Urine drug test are preferred as they are reliable, can be tested for many types of drugs both by individuals and by schools and employers. Uri (MORE)

How do labs test for marijuana?

THC is the sole component in marijuana that matters and when in the body it gets transformed slightly by the liver, then processed and ejected. It is these transformed metabolites which are tested for.

Does marijuana come out in a blood test?

Yes it will be detected in a blood test. Only if your blood is specifically tested for the presence of drugs. Most often marijuana will be tested in urine because of the ease of collection.

What will hide marijuana in a drug test?

Nothing! You can try with some detox, but they do not work all the time and they will only mask your urine for an hour. If this is an important test for you do not risk with them.

Will a doctor pee test you for marijuana?

If you are given a UA they may also screen for illicit drugs and marijuana is one they typically screen for, so they may. If marijuana shows up you may be denied certain medications, but no legal consequences will ensue as you are protected by confidentiality.

How to pass a drug test for marijuana?

You don't pass if you use. The drug stays in the fat and hair cells as long as 30-60 days after smoking. If you smoke everyday it doesn't leave the body. Simple answer is not to use.

What can you do to pass a marijuana test?

Marijuana is not the hardest drug to get out of your system but can stay in there if you don't try and get it out. I would suggest drinking a lot, and i mean a lot, of cranberry juice. It flushes out your kidneys and gets the THC out of your system faster. Also, about a day before your test, drink a (MORE)

Do they test for marijuana for hair follicle test?

Yes they do but it's extremely and i mean extremely rare... most of the time its a urine test which means you can smoke a 10 2 wks prior to ua or use cranberry pills or drink milk since its fat soluable and floods over the THC dilluting it more naturally. now hair folicles contain traces of any (MORE)

What test does a life insurance company do?

A life insurance company requires an application to consider issuing a policy. It requires the applicant to answer various questions and to provide personal information of various types. Among these are questions concerning the applicant's health history. This is sought in order to determine whether (MORE)

What tests are done on blood and urine for life insurance?

Whatever tests the company wants done. Some examples might be cholesterol, evidence of HIV exposure, evidence of liver or kidney disease, tests for various illegal drugs... anything that might indicate your life expectancy may be shorter than typical for people of your age.

Do life insurance test for cancer?

They don't "test" for cancer but the question is in the application and interview process. The insurance company will also check with the MIB and your Dr's. You can attempt to lie on the application and hope to get issued a policy but this is never a good practice. Instead, you can buy a policy that (MORE)

How do you pass a urine test if you have marijuana?

Generally, you can't. Other than to give up the drug completely. There is a theory that drinking water will dilute your urine enoughto hide the traces of the drug. However this is not true. Traces ofdrugs end up in your hair, blood and sweat too. Drinking water does weaken the traces, but it does n (MORE)

What helps you pass a marijuana test?

Your best bet to pass a marijuana test is to not smoke marijuana; also avoid spending time at parties where other people are smoking marijuana, where you will inhale second hand smoke.