Rental cars have dents and scratches all over them, but are covered up with a little paint. Maybe they can be dated and traced back to you, maybe not.
First the suit will not be filed against the insurance company but against you as the homeowner. Your insurance company will come in and protect you from the suit. This is covered under your liability section of the insurance policy. Your coverage includes legal fees in addition to the amount of coverage on your liability section.
Depends on your insurance company's policy.
A DUI will adversely affect your insurance regardless, but the degree of effectiveness depends on your history and your insurance company.
If a person that is not covered by the insurance of the car being driven is given a ticket, the driver is responsible for the ticket. The insurance company that covers the car can tell the owner what affect it may or may not have for the policy owner.
Depending on wich states and your insurance company, it may double.. mine did
It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.
If you do not go to traffic school to get the ticket removed from your record then yes it can affect your rates. However depending on the length of time you have had your insurance, the company, and your specific policy, then your insurance company can choose not to change your rates.
It will usually increase your premiums if your insurance company finds out about. Sometimes your current company will not run your motor vehicle record but sometimes they will.
BK will not affect any insurance policies that are already in effect.
it will defiantly affect the premiums and depending on the insurance company they might drop him.
Unfortunately, IF and that is IF your personal policy insurer finds out, if they do a yearly check, their may be a surcharge applied. Please remember that if ever confronted with that question from your insurer, always be truthful or they could cut you. I am a Broker
Yes, it is a moving violation. My understanding is that depending on the insurance company, it may not affect your rate at all if that's the only moving violation you have. If you have more than one, you will definitely see your rates go up, after your insurance company finds out about it.