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Yes, because they incurred the loss.

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Q: Does the insurance company pay the person even if they do not get their car repaired?
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If someone hits your parked car and you call your insurance will your rates go up or will their insurance take care of everything?

If your car is parked and someone hits it, your rates should not go up. The other car's insurance company should take care of everything, even if you have the same insurance company. You are entitled to have your vehicle repaired following an accident that was caused by someone else.


Does your insurance have to be with a Oklahoma company to tag it in Oklahoma?

Yes, even if you have insurance with a national company.


Can an insurance company dictate where you get your car repaired after an accident?

Most insurance companys want you to go to a certified repair shop to make sure you are not frauding them some will even send out their own inspector to check you car out before they approve any repairs


Can your insurance company total your car even if you got a lower estimate to fix it than their adujusters gave?

Yes, they can. But if you can get it repaired cheaper, you can buy it back for the salvage value and have it repaired. I have done this, even convincing the adjuster to lower the salvage value a hundred dollars and the body shop to shave a few dollars off the repairs.


Can an insurance company bring a charge of vehicular homicide against a person?

No. Only the State can bring a criminal charge against someone. It is doubtful that the Insurance Company would even have standing to file a complaint in such a matter.


Will insurance company pay for an accident for a non license driver?

The insurance company will make you use your uninsured motorist coverage to pay for a person whose license has been revoked or who does not have insurance when they hit you, and even when it is totally their fault. Just pray the two of you don't have the same insurance company. IF the other person has coverage on their car; but their license is revoked, and you have the same insurance company, my experience is that you will be cheated out of everything that insurance company can cheat you out of. Mine even cheated me out of the car rental I had on my policy, when it was totally the fault of the driver with revoked license--told me I had only seven days of car rental to buy another car; when my policy had 30 days of car rental. This happened in Maryland, where the Insurance ADmin. protects the insurance company before the driver--this is my experience and opinion.


Can an insurance company charge you monthly for insurance even if you have not registered the car?

yes


Where can one find more information about Halifax travel insurance?

There are several sites on the internet for travel insurance in Nova Scotia. You can also talk to your local insurance company or even visit in person to a travel agency.


Can an insurance company require home inspections for repaired damage prior to releasing the insurance check?

Yes, This is a common practice to insure the home has been restored to it's previous insured condition Failure to Repair the damage could result in reduced coverage from your Insurer or even policy cancellation if the home no longer meets insurance underwriting guidelines for condition and moral.


Does the insurance cover even if the other person didn' t have insurance?

It depends on the state and the type of insurance you are referring to.


If I own a piano moving company and I get a referral from an art sales company and the art sales company makes a commission can the customer sue the art sales company if my company causes damages?

Since the Art Sales Sompany profited from the relocation of the piano the answer would most likely be yes. I run a Moving and Storage Company and know what you are going through. Do yourself a favor and get estimates to repair it, check with your Insurance Company on your deductibile and most of all show an effort to get the piano repaired. Even go as far as swapping the repair with an offer to move the repaired pianos in the future. Good Luck!


Can two people hold two life insurance poicies on the same person with different companies?

YES, you can have multiple insurance policies, from different companies or even from the same company. Each company has it's own rules of how much life insurance someone can get. You can get quotes from multiple companies and have life insurance policies issued simultaneously from different companies. You should work with an insurance agent that has access to multiple insurance companies and can advise you what requirements each company has, and the limits they are willing to issue for life insurance.