If you were still within any regulatory grace period then your policy will not be in cancelled status, it would be in cancellation pending status.
They are not legally obligated, most carriers do give you a time to re-instate however
Insurance companies ask if you've had any accidents or traffic violations within a period of time. If you admit, your insurance rate will likely be higher. If you lie and the insurance company finds out (and they will), your insurance will be cancelled.
Is there really an outstanding balance? Did the company give you insurance beyond any grace period for some sort of promise-to-pay? If not, there should be nothing owed to the old company, and you could probably get re-instated with them. A new company will cover you as soon as you pay their first premium.
Yes. Most health insurance policies have a grace period for you to pay that is mandated to be at least ten days. After that your policy is cancelled and you have a reinstatement period. That is mandated at either 10 or 30 days. After this period your insurance is lost for good and cannot be reinstated. you must re apply as a new member.
When an insurance company decides to cancel your policy, they are required to give you approximately 15-30 day notice. The time period required depends on the reason for cancellation. The best thing to do is to call your state department of insurance. Be sure to have the letter from the insurance company available, so that you can read verbatim why you are being canceled. The Indiana Department of Insurance website is www.in.gov/idoi
Ask the Insurance Company if there is anyway they will reinstate and see what happens. Check your ACTUAL policy and see if you have any protections or guarantees.
Every state has their own guidelines, consult with a local insurance agent for more information.
Yes for a couple of reason. Non-pay is the biggest. There is also a 2 year period in which the company can continue to underwrite you and if they found you lied on the application they can cancel the policy.
Only until the date of cancellation, can you stop a pending cancellation. Once it is cancelled, however, it is cancelled. You'll need to reinstate it immediately or face suspension of your driver's license. However, the child can pay for liability insurance and retain their license. The only grace period is the time between now and when the insurance actually expires.
There is usually a ten day grace period before you insurance is canceled. It is not by the state as much by the policies of the individual insurance company.
A lapse in your auto insurance is a time period for which you had or have no coverage. Either your policy expired and was not renewed on schedule meaning you missed your renewal payment or you missed a monthly payment and the policy was cancelled.
It is a 2 year contestibility period.
A moving company is legally obligated to movie a customer's belongings within the agreed time period. It is also legally obligated to assure that all items reach their destination.