In most states the answer to this question is "yes". Sudden and accidental water damage is covered by most HO-3 policies (the TX equivalent to the HO-3 is the HO-B, and sometimes the HO-A+). Although the insurance company will repair the water damage, they will not cover the appliance that covered this damage. The reason the appliance is not covered is because "appliance malfunction" isn't a covered peril.
You should contact your Insurance Agent for clarification. But most Home Insurance Policies do not provide coverage for cracked or broken concrete structures such as sidewalks, patios and driveways.
Mobile home insurance does cover your home if damaged by a falling tree. It would also be covered if it were damaged by the over growth of tree roots.
It depends on your policy but probably not. Most policies only cover water damaged caused by a broken pipe. Look at the Perils Insured Against section of your policy to determine if your loss is covered.
The damaged pool should be covered by home owners insurance if you had the pool added to the insurance for coverage
If all you have is uninsured motorists then no it will not pay. you need liability insurance to pay for damaged caused to another. Liability is what your supposed to have.
For water damaged household goods, you would require flood insurance if the water damage was caused by flood. Otherwise, homeowners insurance or renters insurance would quite possibly work depending on whether you own or rent your home.
Auto insurance covers damage caused during an accident. If the engine is damaged during an accident that's covered. If it's damaged for any other reason then that isn't covered.
A broken rod is usually caused by a binding problem. The piston could be stuck or the rings may be damaged.
Joint pain can be caused by broken bone, damaged cartilage ligaments muscles or bone contact. as well as inflammation.
Definetely you can claim for the damages caused by the tree falling on your house. The Insurance companies cover these damages under the property insurance. Just you have provide the photos of the damaged house aas an evidence to claim your money.
No. Movement of earth is specifically excluded by homeowners insurance. This is the fault of the builder for not compacting the earth properly and providing the proper foundation. Home insurance was not made to cover such.
A tsunami is a huge wave caused by underwater shifting. It leaves houses damaged and broken and useless. It also makes people homeless.