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Renters Insurance

A kind of home insurance designed to protect the holder from liability arising out of losses, damages and accidents that occur in a rented home, apartment or condo. Policies usually include replacement cost.

500 Questions

Insurance who is the best?

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Asked by Wiki User

As an insurance brokerage firm, Omega Insurance Brokers LLC believes that the best insurance provider is one that aligns with the individual needs and preferences of each client. When considering insurance options, factors such as coverage, premiums, customer service, and reputation play significant roles in determining the best choice. In Dubai, for life insurance needs, it's essential to partner with reputable life insurance companies that offer comprehensive coverage options, including whole life insurance policies. By carefully evaluating various insurance providers and their offerings, individuals can select the best insurance solution tailored to their specific requirements and circumstances. Omega Insurance Brokers LLC is committed to assisting clients in finding the most suitable life insurance policy in Dubai, ensuring peace of mind and financial security for themselves and their loved ones.

What does it mean when your insurance company says your policy has been cancelled for lack of underwriting information?

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When an insurance company states that your policy has been cancelled due to lack of underwriting information, it means that they have not received the necessary information or documentation required to assess and evaluate the risk associated with providing insurance coverage to you. Underwriting information typically includes details about your personal and financial background, as well as any additional information relevant to assessing your insurance application. Without this information, the insurance company cannot properly determine the level of risk involved in insuring you, leading them to cancel your policy.

How do you locate a section 8 housing complex?

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You can check online for more information about section 8 apartments in your area. You could also call up someone that deals with section 8 apartments and see if they can provide you with information.

How do you get a white puffle without being a member?

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k... so first find rockhopper, he will then give u a background then later(5 weeks) go and find find him again. if this does not work go to the forest in spring and black puffles will be there, then click on one to feed and give puffle-o's. then the puffle will like u and will go to your igloo and stay there for ever as long as u keep on feeding him/her.oooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooo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lol thx

my penguin name is zeke10109

Is damage to a laptop computer covered by homeowners insurance?

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Asked by Wiki User

Laptops covered under homeowners Insurance Policy

If the laptop is scheduled property on your homeowners policy it will naturally be covered. If you do not have scheduled contents coverage then there may be no coverage for it. A quick call to your insurance agent could get you the answer.

Answer

If the laptop is used for business purposes, there may be exclusions or limitations under your policy. Also, it must be damage by a "covered cause of loss" as described in your policy. If it is not used in business and was damaged by a covered cause as described in your policy, then coverage would likely be afforded as personal property, subject to your policy deductible and depreciation if you do not have "personal property replacement cost coverage."

How much does a penthouse cost?

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Asked by Wiki User

To rent or to buy? Which one? Where? How many variables are there to this question.....?

How much will your insurance go up if you get a trampoline?

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Asked by Wiki User

Most insurance companies will not insure a home with a trampoline. Check with your agent. Regardless, evey homeowner should have at least $500,000 liability coverage if not 1 Mil. It is very affordable. 4lifeguild

What does renters insurance cover when power is out?

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Asked by Wiki User

Renter's insurance is a cover taken out by the owner of a property they are renting out. The benefits are to provide liability insurance and insurance for the tenant's personal property for damage from fire, theft and Vandalism.

Would renters insurance cover a ruptured hot water heater?

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Asked by Wiki User

Yes, but only for the dwelling, not for your renter's belongings. be sure to notify your insurance company that you have renters, your rate will go down because they're not insuring your belongings...and be sure to tell your renters about renters insurance. It should. Read your policy for coverage and see if there is a clause of replacements of items in which way they get damaged. I dont think water damage should be covered any differently then fire damage. The item is damaged and needs to be replaced. You can call your agent and ask them they should be able to tell you positively.

What are all the terms for water damage?

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Asked by Wiki User

If you mean by what other names one might call water damage, here are a few:

water cleanup

flood damage

water spill

water restoration

flood cleanup

bubbling

warping

Do you need renters insurance to have a trampoline outside?

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Asked by Wiki User

Yes, most likely because renters is more for you, the apartments contents and your persoanl liability. Your landlord however could have his fire policy cancelled or require you to remove the liability so he is not at risk.

What would likely be covered under homeowner's insurance but NOT by renter's insurance?

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Asked by Wiki User

Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.

Which people need to buy renter's insurance?

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Asked by Wiki User

Amy, who uses a rented car

Can a landlord charge tentant for water bill renting a house in Michigan?

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Asked by Wiki User

Yes. You will need to reference your lease that you signed when you got the place.

It will spell out what utilities you are responsible for paying and whether or not the landlord has agreed to pay utilities for you.

Will renters insurance pay if a car is hit on property?

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Asked by Wiki User

No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.

What about renters insurance makes it a necessity?

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Asked by Wiki User

Renters insurance provide protection to a person and their home. As of 2013, the rates for renters insurance are lower than before, which provide many great deals.

Does renters insurance cover septic tank backup?

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Asked by Wiki User

No, Normal and expected maintenance issues are not covered by your renters nor property owners insurance.

Maintenance issues are generally handled by the property owner, not the tenant, unless otherwise agreed to in your lease contract.

It's just like an oil change on your car. You wouldn't contact your auto insurance company about an oil change. It's just a normal part of vehicle maintenance. If you rent property that utilizes a septic tank, It's normal and expected that you have it emptied from time to time so that it does not overflow or backup.

Now if you have coverage for accidental water discharge damage on your policy. Although it will not pay to drain the septic tank, Once you have done that, your coverage will invoke if some of your covered property or belongings was accidentally damaged as result of this unintended water discharge. But first you have to fix the instigator, you have to have the septic tank drain and serviced back into working order.