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Debt Collection

Parent Category: Debt and Bankruptcy
Debt collection is a legal and necessary practice when products or services have already been provided but the consumer has not paid for them. Some companies use collection agencies to pursue payments on debts owed by persons or businesses.
Assuming what is meant by "serve" is a summons of a civil suit, then yes that is perfectly legal. As with any such action the server cannot commit a breach of peace according to the laws of the muncipality in which the act is taken. If the question refers to a collection agent coming to the...
The estate has the responsibility to settle all debts including funeral costs in Ohio. Once that is done, the remainder can be distributed.
yes, it is a default on a loan
Not Unless you can prove that you already had the required insurance. Answer No. as soon as you have no insurance on a leased vehicle, the lein holder has the legal right to repo it.
Totally agree Brett. A group of blokes from Mornington Salvos was duisisscng this difficulty/challenge of reaching non-churchy Aussie blokes just this morning at 7am breakfast.Ray, my best guess is that you would share the concern that Brett and I have raised here! Is the conference at Geelong...
Yes, as long as you are all paid up and your credit is good enough to qualify.
This depends greatly on the individual situation. For a prior owner, the new owner will serve a Notice to Quit, which can be anywhere from 3 to 30 days. For a renter, the new owner must honor any remaining lease agreements. With that being said, if the resident does not vacate, the new owner may sue...
Yes. They can! The car is their equity basically!
Well when mummy car and daddy car really love eachother ..........
None, that term comes from nutrients in food and cars don't need food.
This could damage your credit score. It will be harder for you to get credit cards or loans in the future.
I think, as long as you have the money!
a four leave clover ;) JK
not paying your monthly bill on it
For Pennsylvania the estate has the responsibility to settle the medical bills, not the children. Once that is done, the remainder can be distributed.
Answer . You are very close to repo time call the lender and explain the situation\nas to why you are late they usually will work with you.You usually don't get notification of a repo but it depends on your state.
Collection agencies are usually retained by the establishment that you owe the defaulted debt to, if the borrower ( person in debt) does not want to work with the collection agency handling their debt, the collection agency will then document the account as a refusal then send the account back to...
Answer . \nNo, the law allows for only one garnishment action by a creditor to be in force.
If you are not paying your mortgage, your credit is taking a hit each month, so this would be like bailing out a boat while punching holes in the bottom. The best thing to do is wait for the damage to cease, then work on re-building.
NO. When the mortgagor executed the mortgage they granted the lender the power to take possession of the property in the case of a default. You cannot "circumvent" that provision. You may be able to stop the foreclosure by paying what you owe. NO. When the mortgagor executed the mortgage they...
It is the debt counselor's job to notify the creditors that if you choose to sign up for debt management plans and that you are very serious about getting out of debt. They are professionals. They know what compromises creditors will agree to and they know that creditors are likely to accept a...
If the agency is an asset buying agency, the debt is owed to them so they follow your county procedures for a suit...getting a case number, filling out and filing of the summons and complaint, service of the summons and complaint, affidavit of military service...see you in court. The save follows...
Working in auto finance I'd have to say no, I have never seen that happen. Advice- you should never come to a point where you need to be thinking that. But if you should come in that situation it is best to communicate with the lender and let them know what is going on with you financially, a lot of...
there are 2 stages to eviction; the judge grants an UNLAWFUL DETAINER first. If the tenant does not leave, the judge then, on application, will grant, 10 days later, a WRIT OF RESTITUTION. The sheriff will act on that in 1-5 days. [so, in 18 days max, the tenant will be removed physically]
Unless previously agreed upon when the check was used as tender, the party who demands stop payment is responsible for all fees associated with the process.
Not if it is creditor debt, such as credit cards.
The lender does not care who the vehicle is registered under as long as the loan is being paid for on the terms of the contract agreement. i.e- if the loan becomes delinquent they are going to be calling the person who signed the loan, not the person who has it registered, however- if a vehicle is...
The estate has the responsibility to settle all debts including bills in North Carolina. Once that is done, the remainder can be distributed.
If the bank or the entity that holds title to your car is repossessing the vehicle, that means that they own the vehicle and you have presumably agreed to make payments toward the ownership of that vehicle. If you strip it or damage it in any way, you are liable for the damage you have done, or the...
You may take them to civil court and have a judge determine who will pay for the car. Most likely the responsibility will be held accountable to the person who drives the vehicle. But as far as the lender goes if there is a signer and a co-signer, you are both equally responsible.
Children can not be held liable or responsible for contracts of any type and also do not have any ability to get credit or have a credit rating. That is why their CC is in your name and why only you are responsible for paying their CC debt. All that is impacted here is your credit. Answer If the ...
Most banks will not approve a transaction, either from the loan approval side or the short sale approval side if there is a known relationship between the buying and selling parties. While it is possible for banks to be unaware of the relationship, the fraud systems most banks use when processing...
Not sure the case in Oregon, but usually after 3 missed payments,the foreclosure proceedings start.
Answer . \nAll Social Security (SS, SSI, SSD) VA and the most other disability benefits are exempt from attachment by creditors. It is very important that such benefits be held in a bank account separately and no deposits of any other funds be placed in said account. If the person has reason to...
The lienholder usually requires it to protect their interest until it's paid off.
Its usually 3 months when the bank starts the paperwork and harrassing you to make payments
Maybe. It depends on what sort of property is in question, how that property is held by more then one individual, if the person(s) are married and if so whether or not they reside in a community property state. In CP states all property belonging to a married debtor can be seized even though only...
If they're in bankruptcy, you file a notice with the court that you're a creditor of the company, and assuming you can prove it you'll get to share in the division of their assets. If they're already gone utterly, then you're just out that money.
repo man looking back at him
Some people can qualify for Medicaid to help pay medical bills. Medicaid is a state program funded by federal and state taxes to assist those persons who are uninsured or are not able to pay for medical care. Whether or not a person is eligible for such assistance depends on several matters, such as...
You must obtain a release from the plaintiff's estate. You must obtain a release from the plaintiff's estate. You must obtain a release from the plaintiff's estate. You must obtain a release from the plaintiff's estate.
You are not able to purchase a home prior to auction unless the auctioneer and/or auction company has provisions with the seller to permit such a sale.
Yes. Private property remains private property until it becomes public property by a transfer of title by deed or by a taking. Yes. Private property remains private property until it becomes public property by a transfer of title by deed or by a taking. Yes. Private property remains private...
Depends on what arrangement you are able to make with the dealer.
No. You are in debt as much as you still owe on the mortgage.
look out for the actions of other drivers
A judgment lien lasts for 20 years in Massachusetts. However, when recorded in the land records so as to affect real estate the lien must be rerecorded every six years in order to remain effective against the real estate. A judgment lien lasts for 20 years in Massachusetts. However, when recorded...
You can have insurance on a suspended plate. If you get in an accident with a suspended plate, though, your insurance company may not cover the accident because the car was not legal to drive.
entirely depends upon situation and location. usually unacceptable within city limits, recreationally at least.
Visit the local land records office and check your name in the index. The staff will assist you. Visit the local land records office and check your name in the index. The staff will assist you. Visit the local land records office and check your name in the index. The staff will assist you. Visit...
A debt consolidation loan is a loan you get to pay off multiple loans or lines of credit. Debt consolidation loans are useful when you have varying amounts of debt on varying items (car loan, credit cards, medical bills, etc.). The idea is to get a loan at a fixed and low interest rate to pay off...
You must sue the business and win a judgment. You must sue the business and win a judgment. You must sue the business and win a judgment. You must sue the business and win a judgment.
Business owners have the right to search persons and their cars, however this should be communicated as part of the company policy. Businesses tend to use the "health and safety" as their right to search (eg: drugs, weapons) and where businesses have loss of stock or they deal with "high Commodities...
I have the same question and it took some time to get an answer...everthing I had read on the web for this question was an unrelenting "they can garnish and take anything." Rather cruel I thought but I emailed a counselor with the Dept. of Ed. and they wont garnish a benefit over $750. Amounts above...
It all varies, each state has a statutory limit. Check your state to see what the limits are.
Contact a lawyer. The estate would be, but most likely not the children. To make sure call a lawyer.
Yes. You may be able to get it unfrozen by showing that all deposits to it derive from protected sources (I'm not sure if social security is one of those).
You must review the provisions of the particular trust document to determine what the trustee can and cannot do. A trustee has only the powers specifically set forth in the document that created the trust. Self dealing by a trustee is unlawful. If you have questions you should consult with an...
If the card was issued by a government agency or other secured pension plan it cannot be seized by a creditor as the funds relating to the card are exempt from creditor action. Unfortunately not all DE cards hold benefits that are totally exempted from creditor action. That being the case the bank...
Yes, but you might have trouble getting a repossession company to take the account. If you know where the car is, you might be better off just picking it up yourself. Get some keys made, or perhaps you have a spare key? You will not be arrested for taking your own car back (if your name is on the...
Your husbands rights vary from state to state but in California his rights are defined by law according to how the title on the property is held. If he owns half of it then it is half his. Abandonment is defined legally and just because he has deserted the property does not mean he has relinquished...
Yes. If they sue you for the debt and win a judgment lien. Yes. If they sue you for the debt and win a judgment lien. Yes. If they sue you for the debt and win a judgment lien. Yes. If they sue you for the debt and win a judgment lien.
Most companies will not stop until the past due amount is paid current, or loan balance is paid in full. Now, with that being said, you may have the car hidden, or swapped with a relative or friend, and lie to the agent there to pick the car up. Not a wise choice. Banks are like people in the aspect...
Assuming you mean the VA (Veterans Administration), you have to wait 2 years, and you must show you are now managing your expenses to be able to afford paying a mortgage.
The difference between the Payment of Wages Act and the MinimumWages Act is in what these acts enforce. The Payment of Wages Actensures when payments should be made, how they should be made, andlimits deductions. The Minimum Wages Act ensures that workers incertain industries are paid at least a...
It is not yours to keep, the right thing to do is return what is not yours.
Foreclosures are pretty much limited to mortgages. State and federal laws protect 401(k)s from attachment. Consult an Illinois lawyer if you need more clarification.
Answer . I found them at www.autopartswarehouse.com. They indicate in the description that you simply place them under the seat or in the trunk - wherever the odor exists. Hope that helps!
Your insurance would be responsible for the value of your car, minus the deductible. Make sure you have a police report and a very good alibi as you could be a suspect for the theft.
You can write a short letter telling the principal why you shouldhave time to pay the fees. You can state that you understand thatthey were due but you have an exception that should be stronglyconsidered.
It is not that easy to put a lien on real property. Generally, He would need to sue you in court and win. The court would issue a judgment lien that can be recorded in the land records. He cannot place a lien on his own. It is not that easy to put a lien on real property. Generally, He would...
No. As long as the will was properly drafted according to state laws the disinherited person has no recourse. They can have the will reviewed by an independent, private attorney to make certain it is valid. No. As long as the will was properly drafted according to state laws the disinherited person...
Yes. See related link. Yes. See related link. Yes. See related link. Yes. See related link.
No matter what company that you decide to go into, they will put up your credit report to see if you are eligible for debt consolidation. However, not all of them approve debt consolidation plans from credit counseling especially bank credit cards. First it will be a 3 month wait to see if they...
as long as the person you give it back to doesnt notice it maken sure they arent big problems
You haven't mentioned who "told them not to". Automatic payroll deductions for child support are triggered by a court order sent to the employer. In order to stop the deductions from your pay check you need a termination of the original court order to be sent to your employer by the court . If the...
No it's not illegal. It's none of your business what someone paid for anything they are selling. The only think a buyer needs to decide would be whether the car is worth, to them, the asking price.
phone one of the local auto parts houses in your area, and they will guide you. Some of them have disposal sites there at the store.. TO ME IT WOULD DEPEND ON HOW MUCH GAS YOU HAVE, I COULD USE A LITTLE TO KILL WEEDS IN THE DRIVEWAY. BUT RIGHT NOW I ALSO HAVE 30 GALLONS OF CONTAMINATIED GAS IN MY...
Your child must have a social security number in the U.S. It is used for insurance, school entry and other rights as a citizen. The parent paying child support will need to claim the child as a dependent: you'll need to provide the number. Take care of this now . It is so difficult for it to be...
No they do not because they are meant for buying cars not renting cars
Absolutely not!!!! A collection agency has no kind of authority to touch anyone's social security disability benefits. Or anything else. Scare tactics, empty threats are all a debt collection can do. If u dont want to pay a bill, thats the consumer's choice, not those fools!!
Answer . yes and you will have to pay the differince
no they are not