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Getting early Social Security retirement can you still apply for disability?

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No. The Social Security Administration will only pay one benefit -- either retirement or disability, but not both. If you qualify for disability before you reach full retirement age, your monthly benefit will automatically convert to retirement at the same monthly rate once you reach full retirement age.

If you are already receiving early retirement, you do not qualify for disability because you've voluntarily elected not to work in return for a reduced monthly benefit.

If you think your situation may present an exception, you can contact an SSA representative at 1-800-772-1213, Monday through Friday, 7:00 am - 7:00 pm EST, to discuss your options.
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