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Legally, in most situations, an employer cannot "just cancel" any employee's health insurance without notice. A federal law known as ERISA requires 60 days' notice of "material reductions." Courts disagree over whether cancellation is a "material reduction" but all at least agree that concurrent notice (it's still notice to say 'I am canceling your health benefits as of today.') must be given to comply with fiduciary provisions. You should consult an attorney or your local labor board.

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14y ago
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11y ago

No. Under ERISA (a federal law for employer health plans), an employer has to give at least 60 days notice before ending a health plan. The bummer is that COBRA coverage will not be available if the employer ends the plan. The carrier may offer you an individual (non-group) plan.

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Q: How can an employer just cancel a full-time employees health insurance without notice?
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