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Have you tried asking her about it? A life insurance policy is just like a bank account or any other financial product. You cannot call all the banks in you area to see if your Mom has an account with them and what the balance is. The same privacy laws pertain to life insurance contracts or any other insurance products. Unless she tells you what you want to know you cannot find out this personal information.

That said, if you assist her with her finances in any way, such as by balancing her checking account, any debits for the payment of insurance premiums would likely appear.

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Q: How can you find out if your mother has a life insurance policy?
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