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How do you correct an incorrect social security number on credit checks?
Wiki User
∙ 8y ago
If it is the error of the organization's paperwork, write them with the necessary information for the account and inform them of the mistake. If you deliberately gave them a false number or some else's, you could have a problem. It would be easy to have one number transposed or wrong. But pretty hard to explain if the whole SS# was submitted incorrectly.
Wiki User
∙ 8y ago
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If you have two credit reports one with an incorrect SSN why does it come up when you apply using the correct number?
Because social security numbers are not THE IDENTIFYING CRITERIA when it comes to credit. They are important and having a split file, or a social security variation listed on your file is significant. But, there are many items on a credit report which do not use social security numbers (which were never supposed to be proof of identity). Examples of these items include: all public records, like tax liens, bankruptcies, judgments and foreclosures, collection accounts that originated due to bad checks and medical services, to name a few.
Is it true you are responsible for correcting any errors on your credit report?
Yes, if there is an incorrect information in your credit report, you have the right to dispute it and if proven correct, the credit bureau will not report it again.
Do most landlords do background checks these days?
Yes most landlords do include background checks. This includes screening such as a social security validation, credit check, and criminal history.
Where can you view your apartment rental history?
if a apartment complex does not take your social security number nor checks your credit, and they give you an apartment for rent,when you decide to leave that complex, will you have any credit history on your credit?
Can you give me a sample letter to get an incorrect item removed off my credit the item is correct but the balance is not?
Just write a simple letter explaining the discrepancy. Make sure you send the letter to the company that shows the incorrect amount and to the credit bureau.
What is the phrase 'credit checks' in Romanian?
Verificarea creditului is a Romanian equivalent of 'credit checks'.
Where can one carry out online credit checks?
Online credit checks are done with the major credit reporting bureaus. Trans Union, Equifax, and Experian. Credit checks can also be done with several of the major credit card companies.
Does Office Depot do credit checks on employees?
Does office depot do pre employment credit checks
What companies offer credit cards with no credit checks required?
There are many prepaid credit cards that a person is able to buy without credit checks. But if a person wished to buy a "normal" credit card such as VISA there is a company called Credit Federal that requires no credit checks to purchase a credit card.
Can an chapter 7 be disputed through a credit bureau due to an incorrect SSN?
Not if the bankrupcy actually belongs to the person on whose report it shows. The credit bureau will simply correct the SS#.
Who checks your credit score?
The three credit score companies.
Do credit checks decrease my credit score?
Only hard credit checks decrease your credit score, so one must be careful about the number of applications for credit that they make in a given period of time. There are two types of credit check - hard and soft. Hard credit checks are made by companies from whom you have requested credit (or an increase in credit line). Soft credit checks are made by (1) companies that you already have accounts with that are updating their snapshot of your situation and (2) companies that may try and market credit instruments to you.
