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How do you determine if your insurance will pay for all damages in an accident?
Wiki User
∙ 17y ago
Depends on which state, and who is At Fault. This answer will cover most cases. If the accident is not your fault, then the other party's insurance will cover your vehicle damages up to the book value unless there is extensive damage which will otherwise make the vehicle a total loss. Should the other party not have insurance, call the police, and unless you have full coverage or uninsured motorist, your only option is to sue the other party for the cost of damage to your vehicle. If you are at fault, regardless of policy type, your insurance policy will cover other vehicle damages. As far as your own car is concerned, your damages are covered only if you have a full coverage policy on your car. If you don't have insurance and you have an accident, expect lots of legal troubles such as lawsuits to come your way. Beware! There are caps to most insurance policies. For example, say you hit a car for $11,000 damage but your insurance liability covers only up to $10,000, then you can be sued for the remaining $1,000 by your insurance company. So make sure you have the proper coverage!
Wiki User
∙ 17y ago
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What happens if you have a minor car accident and you have no insurance?
You pay for all damages if you were at fault, and get a citation and fine for not having insurance.
What happens if you are in an accident that is not your fault but you have no insurance or license?
you got to jail for not having insurance or a vaild license and you are personally liable for all the damages you caused.
What can someone do if they get into an accident with a vehicle they're still paying for with no car insurance?
The only thing you can do is pay for all your damages out of pocket. After all it was your decision to drive without insurance.
What happens when you hit someone in a car accident then find out you don't have enough insurance to cover all their damages?
Once your insurance has paid, you are responsible for the rest.
If you have an accident with no car insurance in Pa what happens?
If you have an auto accident and you are found to be at fault, then if taken to court you can be liable for all damages. You could potentially lose everything that you have.
If you were drinking and driving but did not cause the accident is the other persons insurance liable for all your damages?
Yes because you where still drinking
What happens if you are driving an uninsured car and you get into an accident and it was not your fault?
The at-fault driver's insurance will pay for all property and bodily injury damages.
If someone hits your car and you have no insurance will their insurance cover your car if they were totally at fault?
Yes. All registered drivers are required to hold liability insurance, which means that if they cause an accident, their insurance will pay for damages to the other peoples' cars. So, if the person does hold the required insurance, and is entirely at fault, your damages will be covered.
Didn't have insurance on spouse truck drove had accident.?
The owner of the truck is liable for all damages and injuries as a result of an accident if found at fault. Normally these would be paid by the insurance company if there was an existing policy. Insurance policies are far cheaper than paying these expenses out of pocket.
If you are driving without insurance and are involved in an accident that is not your fault who is responsible for damages to your car What legal consequences are involved for the uninsured driver?
First of all you are really lucky that this accident was not your fault. The person who was at fault is responsible for your vehicle damages. If he is insured, then it is his insurance company that is responsible. ** Depending on your states laws, you can loose your drivers license for up to a year for not having insurance and being involved in an accident. If you received a citation at the scene of the accident for no insurance, you need to pay for that also.
A car hit me They have insurance but I don't What do I do?
First of all you need to get insurance as soon as possible. 2nd you need to report the claim if you don't you will not get pay for the damages. If you don't get insurance your license might get restrited for not having insurance and been involve in an accident.
Will my car insurance cover this accident in new jersey?
Contact your insurance provider and go over the policy to determine if you are covered for said accident. Not all accidents will be technicalities or covered, so its good to be in the know. Contact your insurance providers immediately.
