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The National Association of Insurance Commissioners has a "Life Insurance Company Location System" to help you find state insurance department personnel who might help identify companies that might have written life insurance on the deceased. NAIC's Life Insurance Company Location System - five questions, using your best guess if necessary, then click on the 'Create Suggested Contacts' link to view a list of State Insurance Departments that may be able to assist you with your search. - (external-apps.naic.org/orphanedpolicy)

Here's an authoritive article on this subject

I used this service and got results in seven days: www.policylocator.com for $75.00

Have the owner or insured contact the company and ask.

Simply contact the insurance company and ask for the claims department. Explain to them the situation and they can tell you who the beneficiary is. They will be happy to settle a claim for you in most cases! You may also want to check and see if there is an agent listed as a contact within the paperwork you have and start there. Good luck!

Life insurance is a private transaction, the only people who need to know this information are the owner of the policy, the life insurance company, and the executor of the estate (if deceased).

The best way to find out is to ask the owner of the policy. If the life insurance company tells you, they are violating part of the trust the owner has in them. In fact, even if the insured/owner is recently deceased, companies should not confirm the beneficiary until after they receive a death certificate because any stranger could call up and ask.

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8y ago
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16y ago

Try these links to find out about "lost" life insurance policies: http://moneycentral.msn.com/content/Insurance/Insureyourlife/P35421.asp http://www.mib.com/html/lost-life-insurance.html http://www2.iii.org/individuals/life/help/locatelost/ Probate http://www.steveshorr.com/probate.htm http://law.freeadvice.com/estate_planning/probate/representative_fails_perform_duty.htm What does the will say? Insurance policies (especially with specifically named benficiaries) are not normally mentioned in a will. Insurance policies with a named beneficary pass automatically, outside the estate. And only to the beneficiary. The estate can not change that and have it paid to them. If the trustee/estate had any knowelege of a policy, say found in the decedants paperwork, with a beneficiary, they have nothing to gain in any way by not telling the beneficiary. Probably not correct, or a good idea, to make dispersions about them.

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12y ago

1. Call the Life Insurance company that the deceased had and ask. You must be the executor of the estate or the beneficiary of the Life Insurance policy for them to give you this information. Basically, you tell them who you are and they will say yes you are or no you are not. In most cases you will only get this information when you produce the death certificate.

2. Check with The Center for Life Insurance Disputes.

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Q: How do you find out if you are the benefactor of a life insurance policy of someone who has died?
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