What would you like to do?

How do you find out if you are a beneficiary of a life insurance policy?

already exists.

Would you like to merge this question into it?

already exists as an alternate of this question.

Would you like to make it the primary and merge this question into it?

exists and is an alternate of .

The National Association of Insurance Commissioners has a "Life Insurance Company Location System" to help you find state insurance department personnel who might help identify companies that might have written life insurance on the deceased. NAIC's Life Insurance Company Location System - five questions, using your best guess if necessary, then click on the 'Create Suggested Contacts' link to view a list of State Insurance Departments that may be able to assist you with your search. - (external-apps.naic.org/orphanedpolicy)



Here's an authoritive article on this subject
I used this service and got results in seven days: www.policylocator.com for $75.00  
Have the owner or insured contact the company and ask.
 
Simply contact the insurance company and ask for the claims department. Explain to them the situation and they can tell you who the beneficiary is. They will be happy to settle a claim for you in most cases! You may also want to check and see if there is an agent listed as a contact within the paperwork you have and start there. Good luck!
 
Life insurance is a private transaction, the only people who need to know this information are the owner of the policy, the life insurance company, and the executor of the estate (if deceased).

The best way to find out is to ask the owner of the policy. If the life insurance company tells you, they are violating part of the trust the owner has in them. In fact, even if the insured/owner is recently deceased, companies should not confirm the beneficiary until after they receive a death certificate because any stranger could call up and ask.
227 people found this useful
Thanks for the feedback!

How can you find out if you were the beneficiary of a life insurance policy if the executor of the estate says there was no policy but you believe there was?

     Try these links to find out about "lost" life insurance policies:    http://moneycentral.msn.com/content/Insurance/Insureyourlife/P35421.asp    h

How can you find out if you are the beneficiary of a life insurance policy if the owner had died?

If you can locate the the policy, it would ordinarily designate the beneficiary on the application. If you are not designated on the application, you can nonetheless file a cl

How do you find a life insurance policy for your mother who died and had insurance with yourself as a beneficiary?

You could try the below ideas to see how to find out your mothers Insurance Company name. Good luck with it. 1. If you have access to their personal records, go through old ba

Who can be a beneficiary on a life insurance policy?

In general, any living or de jure entity can be a beneficiary of a life insurance policy. However, if a minor is to be the beneficiary, the beneficiary designation is generall

How do you find out about your fathers life insurance policy if you were told you are the beneficiary?

  We need to check about who took over National Burial Ins. Co. We need to check about a burial policy on my dad. My dad passed in April 09. We have just now found the key

How to change beneficiary on my life insurance policy?

In case you are not aware, You can nominate more than one person for your life insurance policy. But it is not advisable as at the time of claim, payouts can happen only on 1

How can you determine if you are a beneficiary of a life insurance policy?

The beneficiary of a life insurance policy is designated when the policy is taken out. After that the policy owner (usually the insured but now always) can change the benefici

How do you find out if someone made you beneficiary on a life insurance policy?

You can search from the branch office of insurance co. from where the policy was issued about nomination in the said policy, or you can take help from Customer Zone of the Ins

There is no beneficiary on my mother's life insurance policy?

If no beneficiary is listed on a life insurance policy then the benefits are payable to the insured's estate. The beneficiary can be changed at any time prior to the death of

How do you go about finding out if you are named a beneficiary on a life insurance policy?

First, determine who the executor is of the decedent's estate. You'll generally need his/her approval or the approval of the trustee of the trust that owns the policy to get t

What do you do when you find out you were the beneficiary of a life insurance policy but the policy has been paid out to someone who was not the beneficiary?

Send a certified letter to the insurance company explaining your claim and include a copy of the proof you have that you are the beneficiary. Keep in mind that beneficiaries c