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First you start by filing against the individual. After which if the courts find in your favor the following will apply. A judgment is issued by the court. Highlighting "judge" in the word judgment. It then is the duty of the courts to record all judgments.

Yeah but just because you may have won a case or "judgment" I don't think that automatically means...that person has a judgment on their credit? I think there maybe be further actions or steps that must be taken in order for that to happen? Am I wrong???

I won the case and judge ordered 2000 expense. Now my lawyer had to file the judment in the court but I don't know what is the next step. I am exasted and running out of money fasttt!!

THERE ARE COMPANIES LIKE LEXIS NEXUS AND MANY OTHER OUT THERE THAT HAVE ACCESS TO ALL COURT FILINGS AND THEY REPORT ALL JUDGEMENTS, BKs, LIENS, ANY PUBLIC RECORDS TO ALL 3 CRAs. YOU HAVE TO DO NOTHING ELSE BUT GET YOUR JUDGEMENT IN COURT AFTER THAT IT BECOMES A PUBLIC RECORD.

  • We won a judgment in court awhile back, but there was no place on the form for the defendant's social security number. The only address we had for her was her work address, which is where we had her served. I have wondered if there was a way we could report the judgment to the credit bureau ourselves (we have her social security number). If we can't, I don't really see how this would ever get on her credit report.

After you obtain a judgment, you must then obtain what is called an abstract judgment. You then take the abstract judgment down to the county clerks office and record the abstract judgment. You can obtain an abstract judgment generally 10 days or so after the judge rules in your favor and the case has become final (i.e all appeals have been exhausted). The recording of the abstract judgment will cause it to be placed on their credit and must be recorded every 10 years (in Texas).

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Q: How do you put a judgment on a credit report for somebody that owes you money?
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How can i send somebody else money using a credit card?

You can send someone money with a credit card if they have a PayPal account.


What does HC mean on a credit report?

HC on a credit report means High Credit. This is the highest amount of money a creditor has issued to you in the past.


How do you dispute a judgment on your credit report?

I deleted two judgments butYou just dispute it like anything else on your report. give any reason like its not yours and dispute often online and in the mail at the same time mix them up. I deleted two judgment of my cdredit file took like 2 years. Just because it is off your credit report does not mean you do not owe it. A collection agency froze my bank account big 49.00. I can not have money in my name in a bank. Start a business account they cant touch that AnswerYou can dispute anything on your credit report including judgments that you believe to be inaccurate or erroneous by using the Fair Credit Reporting Act. This gives the credit bureaus 30 days to verify the judgment or it must be removed from your credit report. You can dispute something by just ask verification on it by mail, phone, or online.


Does a credit agency have to notify you of money due before they report to the credit agency?

No


If a credit card company says you owe them money but it is not on your credit report do you have to pay?

If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.

Related questions

If someone owes you money can you put a notice on their credit report of upcoming lawsuit even before judgment occurs?

If someone owes you money, you can not put a notice on their credit report of an upcoming lawsuit. A judgment must be entered in court, before it can be reported to a credit report.


How to get out of a judgment?

Judgments are essentially lawsuits filed by a creditor that you owe money to. You generally can't get out of a judgment unless you go to court to fight it. You generally will have to pay a judgment willfully or by force to satisfy it. It will also show up on your credit report unless you dispute it to the credit bureaus. The credit bureaus have 30 days to verify it or it will be removed from your credit report.


How do you write a derogatory credit letter?

When writing a derogatory credit letter, clearly explain the reason for the derogatory mark, provide any supporting documents or evidence to back up your explanation, and outline any steps you have taken to rectify the situation. Be concise, professional, and polite in your correspondence while addressing the issue at hand and offering a resolution or request for removal of the derogatory mark.


How do you report someone who owes you money to the credit reporting agencies?

If you are not a company that reports unpaid debts to the credit bureau's, you can turn the debt over to a collection agency who does report. The other way is to obtain a judgment against them and it will automatically be reported by the courts.


What happens after a entry judgment is granted?

That pretty much depends upon how much the judgment is for. usually, if the judgment amount is small, then nothing happens except that you have a really negative mark on your credit report. If you attempt a purchase a home, the mortgage lender will force you to pay off the judgment before they will extend a mortgage loan to you. The judgment will appear on your credit report for a very long time and will negatively impact your credit score. If the judgment is for a relatively large amount of money, the creditor will most likely seek to garnish your earnings or attach monies in your bank accounts.


If you pay off a judgment against you within 10 days does it still show on your credit report?

Yes, the judgment will show on your credit report. Any legal action normally reflected on a credit report (judgments, tax liens, foreclosures and bankruptcies) is granted by a judge. Being a legal action, it must have a disposition. In the case of a judgment, the disposition is called a "satisfaction of judgment". Take proof of your payment to the courthouse and inquire what procedures are needed to obtain a satisfaction. Be sure that you have the disposition recorded. This is usually a small fee and is well worth the money. I also suggest you follow up with all three credit bureaus. Get a copy of your raw credit data from all bureaus. If they list your judgment, send a copy of the satisfaction.


How do you get a letter from the card company stating that you do not owe them money when the credit report shows individual judgment and settlement?

I'd suggest disputing with the bureaus and saying "No judgment or settlement. Amount owed ZERO as per letter" Include the letter.


How can i send somebody else money using a credit card?

You can send someone money with a credit card if they have a PayPal account.


What does HC mean on a credit report?

HC on a credit report means High Credit. This is the highest amount of money a creditor has issued to you in the past.


What does a judgment on your credit report mean?

If someone sued you and won a money judgment against you, it would show up on a credit report if you failed to pay the amount, and a collection agency was engaged to collect it, but failed to obtain payment from you. When a person wins a money judgment in a lawsuit, the court order will state the amount due to that person (the plaintiff) from the defendant who lost the lawsuit. Amounts ordered by a court can, alternatively, be collected by the County Sheriff's Department, on behalf of the person who won the lawsuit. Collections processed by the County are typically done via wage garnishment of the person who owes the money.


Does a credit agency have to notify you of money due before they report to the credit agency?

No


How do you dispute a judgment on your credit report?

I deleted two judgments butYou just dispute it like anything else on your report. give any reason like its not yours and dispute often online and in the mail at the same time mix them up. I deleted two judgment of my cdredit file took like 2 years. Just because it is off your credit report does not mean you do not owe it. A collection agency froze my bank account big 49.00. I can not have money in my name in a bank. Start a business account they cant touch that AnswerYou can dispute anything on your credit report including judgments that you believe to be inaccurate or erroneous by using the Fair Credit Reporting Act. This gives the credit bureaus 30 days to verify the judgment or it must be removed from your credit report. You can dispute something by just ask verification on it by mail, phone, or online.