How do you rent an apartment if you have crappy or no credit?

Answer 1

It's difficult, but many landlords just want to rent the empty space and you might get lucky enough they won't check you out and ask for first and last months rent. Good luck Marcy I speak from personal experience. I was just on an apartment hunt and I have a very poor credit rating (we're talking a couple of charge offs and late payments galore, not that I'm bragging by any means), not to mention that I am fresh out of college with no real job security. I was even able to go through a realtor and secured an apartment with the assistance of someone called a "guarantor". This is basically a co-signer assuring that your rent will be paid and they won't get stuck with someone who bailed on the lease. However, this person is also responsible if you are not timely with your payments so don't screw your guarantor over it WILL affect their credit!! Well let me tell you I have bad credit and it is hard, however you should not get disgaraged at all. I went to one of those places were they get the apartment in their company name and you pay them 20% of the rent...After doing that for about an year I realized I was throwing extra money down the drain. I applied for an apartment in my own name and got approved, however it was not a place that I would have chosen but it was my own place in my own name. Right now I having a hard time getting something that I really like with all the ammenities for a good price and decent with my poor credit that is what I am having a hard time with. Because them old rank places would approve you its they good decent places that are hard on you.

Answer 2

Yes, you can rent an apartment with a poor credit history, though you will have to be a little creative. Be prepared to pay a larger rental deposit or rent for a shorter period of time say, 3 to 6 months and pay the rent in advance. There is always a way to rent an apartment, just keep an open mind.

Answer 3

You can rent an apartment with bad credit. Be prepared to put down a larger deposit as they may consider you a bad risk. Also consider a co-signer to vouch for your. You can also rent for a shorter period of time, say 3 months and pay that rent in advance. The main thing is to get your foot in the door and then prove yourself.

Answer 4

Hard!

Would you want to rent to someone who has been evicted? If there are other people wanting to rent that have not ever been evicted and have a good credit report, a landlord would give them first consideration.

Answer 5

It is difficult to get an apartment with no credit, especially these days since earning more dollars does not come that easy. There are alternative ways of getting good credit that you can utilize. See the related link.

Answer 6

You may get the co signer then you can rent the apartment without credit otherwise you can ask landlord to take security deposit after some time.