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Anyone who works for wages in the USA ...or other compensation, such as a volunteer working for goodwill for his fellow man, or to see a concert for free, or a worker who works to have "free" room and board, or who works for a US employer anywhere else in the world (Foreign Work Comp.)
Wiki User
∙ 15y ago
Wiki User
∙ 16y agoYou don't; unless you have people working for you that could get hurt. If you do have people working for you then you need it in case someone gets hurt while they are working. The workers comp will pay for their medical treatment and other costs. It protects the employeer so they can't get sued for everything they own.
Wiki User
∙ 13y agoA caseworker (similar to an insurance adjuster) monitors the medical, rehabilitation, and re-training progress of the injured party on behalf of the insurer/employer. This can effect further coverage on later treatment. rehabilitve care, and re-training that you may need. Their other functions include ensuring that you get the care that you require.
If the assigned caseworker does not perform these functions, you can request another from the workers compensation insurer or employer. Reference is made to both the insurer or the employer, because in some cases the employer is self-insured for workers compensation.
Wiki User
∙ 13y agoAside from the fact that if the employer provides Workers' Compensation benefits to his employee, his employee is prevented from suing him for the work-related injuries, providing Workers' Compensation insurance helps you get your worker back to work after an injury which is good for their health and your business. Workers who return to the job as soon as medically possible have the best outcomes: They recover from their injuries faster and suffer less wage loss.
Wiki User
∙ 15y agoWhen do you have to carry workman's comp insurance?
Wiki User
∙ 14y agoIf you filed a fraudulent claim.
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What is the minimum insurance coverage you need for a small catering business?
You need A General Liability Insurance Policy
Would a General Contractor need to have Workman's Compensation insurance in California?
If you have employees, even day labor guys, you MUST carry workers compensation insurance for them. If you have no employees you simply file your workers compensation exemption form with the Contractors State License Board (CSLB). They will note your license as exempt from having workers compensation insurance and that you certify that you have no employees. Even if you file an exemption, your customer/client can require that you carry workers compensation insurance if you agree to do so in a contract.
Where do you enter workman's compensation on federal form 1040a?
The form 1040a is a federal tax form. When you go to enter workman's compensation on it, you need to fill out line 7.
Temp agency you need a workmen compensation?
Not all temp agencies carry workmen's compensation insurance. If you get hurt on the job, the actual employer is responsible.
Does a homeowner need liability insurance if their having remodeling done?
Your homeowners insurance does not provide coverage for hired workers. It is advisable that you ensure your contractor's doing the remodeling job for you have liability insurance in the event they damage your property or someone else's and appropriate medical coverage or workman's compensation for their workers.
Will I need business liability insurance for a forklift rental?
5 TYPES OF INSURANCE YOU NEED TO PROTECT YOUR BUSINESS 1.BUSINESS AUTO INSURANCE 2.COMMERCIAL PROPERTY INSURANCE 3.COMMERCIAL UMBRELLA INSURANCE 4.GENERAL LIABILITY INSURANCE 5.WORKERS’ COMPENSATION INSURANCE Workers Compensation Insurance provides coverage for both work related injuries and some lost income. We also represent several top rated workers compensation insurance companies and can get you the right coverage that fits your business insurance budget.
You receive workman's compensation and need surgery. Do you have to use the surgeon they provide or can you use your own?
See this link: http://www.workerscompensation.com/
Do you need a contractors license to build decks and patios?
Yes you do need a license if you're going to be building for someone and charging or working for company. if you are working on your own house then no But the city has to come out and inspect it.Additional: If you employ any helpers, you will have to have Workman's Compensation Insurance also.
If an employee is injured going to work and not on the clock does workman's comp or liability insurance cover it?
Each state has different laws related to workman's compensation insurance. Generally, your claim would be denied if you are not directly participating in working activities. However, if you can justify why your injury was caused by your work, your claim might be paid. If you were just driving to work and got in an accident, you probably would not be covered, unless you can show how working overtime for four days in a row prior to your accident caused you to be too tired to drive. However, you would need to be careful about using this argument, because you will need to admit that you should not have been driving. Bottom line is that it is best to discuss your situation with an attorney who specializes in workman's compensation claims. If you have a liability policy (as in with your automobile insurance), you most likely would be covered. You would need to check your policy. If you try to file a claim against your employer's liability insurance policy, you probably would have a weaker case than trying to file under workman's compensation. Again, your best bet is to consult an attorney.
Do I need Workman's Insurance if I am Incorporated in Georgia?
Yes, though the state provides an exemption if you only have a couple of employees you should carry it because you remain liable and would have to pay out of pocket if there's a claim - and by having Workers' Compensation coverage you prevent your workers from suing you in most cases. Exercise the exemption if you choose to take it according to the law - contact your state for instructions, don't just fail to carry coverage.
How do you find out if someone is getting workman's compensation?
This is usually confidential information and only available to those that need to know or the individual shares with.
What type of workmans com insurance does a carpenter in north carolina need?
Workers compensation insurance is nothing more than "workers compensation insurance". Your question is similar to asking what type of auto liability insurance does a person who drives a car need. There is not "type of workmans com" insurance. Just ask your local insurance agent to help you obtain workers compensation insurance and he will give you a quote.
