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Each company is free to set it's own underwriting guidelines. Most companies look back 5 years, others look back only 3 years. But it's really up to the company.

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Q: How far can a insurance co. go back on claims to be able to cancell your hame owner insurance?
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How many claims can you make on home insurance before they drop you?

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If you share a car and the owner of the car has insurance are you able to just buy non owner's insurance?

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How do you find out if the person who died had accidental death auto insurance?

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Will homeowners insurance cover damage to car from a fallen tree?

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