Each company is free to set it's own underwriting guidelines. Most companies look back 5 years, others look back only 3 years. But it's really up to the company.
Theoretically, a person should be able to make as many claims as they need to against their insurance without being dropped. However, making false claims is a great way to get arrested and dropped from one's insurance.
If you know the company...call the claims department. It is that easy. They will only be able to provide you limited info unless you are the owner or the beneficiary of the policy but they will get the claims process started. 4lifeguild
Have your insurance agent transfer the insurance from the old car to the new car. You will then have no loss of coverage and will be able to get credit for the "1 year no claims" at the appropriate time.
Insurance agents are licensed to sell insurance, which is a different license than an adjusters license. They should not be able to adjust claims due to it being separate licenses and there would be a conflict of interest if they had and exercised both.
No.. your usually covered under the owners policy automatically, but make sure your a "listed" driver on the policy.
Call the claims department, they should be able to tell you.
To find your local property claims adjuster, you should be able to get a referral from your home insurance company. They usually have their own people they send out to do estimates.
although i am not in Florida the company i work for is...and they have a direct repair program in all states, including Florida, just because direct repair programs are offered by and insurance companys claims dept, they are not in anyway manditory that an owner repair their vehicles at these shops........there are just benefits to the insurance company and the vehicle owner to have their vehicles repaired at these facilitys..........if that didn't answer your question please be more specific as to the problem you have with this and i will be able to assist you more........
It depends on whether or not the car carried comprehensive insurance. If it did the auto owner's insurance would cover the tree damage, regardless of the cause. If the car did not have comp. coverage, then the car owner may be able to make a liability claim against the tree owner's homeowners insurance coverage. If the homeowner's insurance denies the claim, the car owner can still seek a civil award against the homeowner's personal assets.
You may be able to make a claim under both insurance policies if they have the proper coverage. It wouldn't hurt to get those claims started right away.
There are many things that insurance company takes in to consideration when raising your rate. They will look at how long you have had insurance, the amount of the claims, if you were at fault or not, as well as other factors. Only they will be able to tell you.
Call the insurance company and speak with somebody in the claims department. If your parents had an insurance agent, the agent may also be able to assist in the process.