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How is renter's insurance different from homeowner's insurance?
Wiki User
∙ 10y ago
Normally, renter's coverage applies only to the contents of the dwelling (furniture, for example). In contrast, homeowner's coverage is much broader. It applies to the structure of the dwelling, contents, and typically has an element of liability coverage that provides protection to the insured in case a guest is injured, because of the insured's negligence, upon the insured premises.
Wiki User
∙ 10y ago
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Can a commercial business insurance policy protect you if your personal pet bites someone?
No pet bites would be covered under your homeowners or renters insurance policy.
Would likely be covered under homeowners insurance but not by renters insurance?
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
Where can you get a builders risk insurance on your home?
Allstate...State Farm..all most any insurance company that writes homeowners will do Builders risk for builders...but if you are not a builder..they will only do a "renters dwelling" policy until you move in.
Does homeowners' liability insurance cover personal injury on another property?
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Where and how do you get insurance if your homeowners insurance is cancelled?
Contact a local independent insurance agency for possible insurer's for your risk.
Do renters need homeowners insurance?
NO, But they can get Renters or Tenants insurance
Does homeowners insurance cover a renter?
No. That's what renters insurance is for.
Does homeowners insurance cover Burglary for renters?
No, just your stuff is covered
Can you carry renters insurance over to a new home?
Renters Insurance doe snot cover "Real Property". If you have purchased a home then you need a Homeowners Insurance Policy.
What types of insurance does allstate provide?
AllState provides Homeowners Insurance, Condominium Insurance, Renters Insurance, and Landlord Property Insurance.
Does homeowner's insurance cover damage done by renters?
Homeowners insurance No. But a landlords Dwelling Policy yes.
Will your homeowners insurance cover your dwelling if you have a renter?
Yes, but only for the dwelling, not for your renter's belongings. be sure to notify your insurance company that you have renters, your rate will go down because they're not insuring your belongings...and be sure to tell your renters about renters insurance.
Can you get third party insurance to cover your ipod?
Personal possessions are usually covered on your homeowners or renters insurance policies.
Is contents insurance in the United Kingdom similar to homeowners insurance in the United States?
"Yes, you are correct contents insurance in the United Kingdom is what we call homeowners insurance in the United States. It is more like a renters insurance."
Will renters insurance pay if a car is hit on property?
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.
Is stolen money covered in renters insurance?
No, cash is not covered, same on homeowners policy, not covered.
Does home owners insurance cover if your friends car was broken into?
If YOUR belongings were in the friend's car and they were stolen, they are covered on YOUR homeowners or renters policy. If your friend's belongings were stolen from a car, HIS or HER homeowners/renters policy would pay.
