What would you like to do?
It depends what the problem was. Answer Not only is the nature of the problem an issue, so is your choice of insurance company. Guidelines around these types of issues are generally not statutory but rather company policy. First, find yourself a local independent agent that specializes in healthcare. Explain the situation and have him/her research the underwriting guidelines from the available carriers for the most favorable rules as it relates to your issues. Second, make sure that your doctor has properly indicated in your medical records that you are symptom and treatment free. If relevant also have the doctor include in your records what the prognosis is for the future. I have had scores of clients tell me that their doctor told them $You have no greater likelihood of recurrence than that of the general population$. This is both good for you and provides the insurance underwriter a clear metric to judge risk. Unfortunately, I can count on one hand the number of times that information ever got into the medical records. In absence of a clear understanding, most underwriters will assume the worst.
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If you let a life insurance policy lapse and then later have it reinsted how long do you have to wait before you can sell that life insurance policy?
What do you mean "Sell" the life insurance policy? Once it is back in force and you are the owner, you can cash it in at any time if there is in fact a cash value. I guess yo…u would have to better define what you mean by selling it.
Answer . A named non-owner policy. Or a dealers blanket policy (what car dealers use)
Answer Liability insurance usually follows the vehicle not the driver. (unless the driver was specificly excluded in this case it cant happen because… he's your son). As long as the car was insured and he was given premission to drive it, the insurance will be valid in court * Not necessarily. Insurance coverage varies greatly when it pertains to minors living in the household of the insured. If one is lucky enough for it to apply you may be certain that premiums will significantly increase.
Can an insurance company inform the beneficiary of how long a policy has been in force and if it covers a suicide?
Answer Do you have the policy owner's permission?
I believe it is until 18 years of age, unless the child is a full-time student.
when we apply for a health insurance policy then they divide according to state your in and then each state have an separate insurance commission under them they will be emplo…yees. Those employees can regulate the health insurance policy. For more details click here http://www.searchadeal.in/health-insurance-policy.php
Well, according to my Civics teacher (since we are talking about the Health Care Bill Reform so much now) it is supposedly 26 years of age.
You can purchase temporary coverage for your vehicle for as long as you need it. There are policies for 1 day to many months depending on your specific needs.
No. Once the policy plan expires there is no more coverage for treatment of any disease.
Usually 30 days after policy issue. Copies can be obtained at any time after issue from the insurance company or agent.
A commercial insurance policy covers any court and/or attorney costs, loss of income and other such expenses if a lawsuit is involved. It does not cover incidences where willf…ul neglect is involved.
Individual health insurance policies are purchased by individuals or families, while group health insurance policies are purchased by corporations. Group policies are general…ly cheaper on a per-capita basis than are individual policies.
The Critical Illness Policy is an insurance product, where the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the… critical illnesses listed in the insurance policy.
There are all different types of life insurance policies. You can insure a husband, wife, and children all on one policy rather than purchasing separate policies for each …person. There may also be policies available through what are often referred to as "affinity groups". These are organizations, some formal and some not, wherein the members have something in common--for example, members of an auto club. Frequently, due to the large numbers of people that the insurer can capture as potential insureds, underwriting is more lenient and rates can more closely approach group rates than would an individual policy. In all cases, you must be certain that the entity that is financially responsible for the payment of claims is an authorized (licensed) insurer. Insurers are regulated by the states in which they transact business, and part of that regulation is to ensure that there is sufficient money on hand to pay expected claims. It is no bargain to pay a very low premium only to have the company go belly up and be unable to pay your claim. There are frequently scams that do just that. The verification can be done by contacting the state insurance regulatory authority in the state where the policy will be issued (usually, where you live). At the same time, make sure that the insurance agent is licensed in the state and is authorized to represent that insurer. That too, can be accomplished by contacting the regulatory authority.
The underlining policies of a breakdown recovery insurance are: road side assistance, home start, relay and staying mobile. AA offer breakdown recovery insurance.