How long can an insurance company stall before paying your claim?

already exists.

Would you like to merge this question into it?

already exists as an alternate of this question.

Would you like to make it the primary and merge this question into it?

exists and is an alternate of .

The laws vary from state to state concerning time requirements on reporting/responding to losses. Additionally, many states do not have a specific insurance regulation saying that a claim must be settled in xx amount of days. There are, however, other relavent statutes that apply to claims. For example, the insurance company may be required to acknowledge your claim and assign a claim number to it within 10 days (working days, calendar days). Your best bet is to call your department of insurance to find out what time limits the insurance company is legally bound by. The DOI in your state probably has a web site that you can search around in.
53 people found this useful

When a homeowners insurance company pays a claim do the homeowners have to use it?

Not necessarily, but should you suffer a loss involving that area again and it is unrepaired you will not be paid again for that damage, or the amount paid this time will be d

How long does an insurance company have to respond to a claim?

Answer . Each jurisdiction sets it's own regulations in regards to responding to a claim and settlement time allowed after a claim is Filed. In most jurisdictions a respon

Does an insurance company still have to pay a homeowners claim if it was filed before the person died?

Yes. The homeowner's claim could be pursued by their probate estate (executor or personal representative). Most coverage would not automatically terminate anyway at the death

Are there laws that say how long an insurance company has to pay an accidental death claim?

In general, yes. Most state have adopted their own version of a uniform law having to do with the time within which claims must be paid (promulgated by the National Associatio

Can you sue your insurance company for not paying a claim?

You can sue anyone for anything; the question is can you win. If you have fulfilled all of your contractural obligationsregarding a claim, including making sure your policy h

Is there an insurance company that will not pay out if i claim?

An insurance contract is an agreement between the insurer and the insured. By its terms, in return for the payment of a premium by the insured, the insurer agrees to pay on be

How do insurance companies calculate what to pay on a claim?

The answer depends on several factors, not the least of which is the terms of the insurance policy. That is, an insurance policy is a contract that specifies the rights and re

When will your insurance company pay for your collision claim?

If your Motor Car policy covers First Party and your car getsdamaged by a collision, the insurance co. will pay for that.Whereas when there is Third Party coverage in your pol