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You cannot figure premiums in a forum like this. There are way to many factors that are considered in calculating insurance premiums. One company that I represent has 44 different classifications just for the driver. There are also different considerations for the vehicle. I recommend calling you agent and getting a rate to add your 16 year old to your policy. If it seems too high or just for kicks it is always a good idea to call an independent insurance agency and let them rate your entire policy to make sure you're gettingthe best rate and coverage. Deal with someone you trust. An independent agent represents many different companies and works for you not the insurance company.

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12y ago
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Q: How much extra does it cost to add a 16 year old to your car insurance?
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