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It depends on a few factors, such as the value of your home and the % of deductible you choose. These deductibles are much higher than your home insurance policy. This is simply because earthquakes do not happen as often as Fires do and therefore its harder to estimate replacement costs.

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Q: How much is earthquake insurance in Sacramento California?
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How much is Earthquake Insurance in California?

It depends on a few factors, such as the value of your home and the % of deductible you choose. These deductibles are much higher than your home insurance policy. This is simply because earthquakes do not happen as often as Fires do and therefore its harder to estimate replacement costs.


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Do i NEED earthquake insurance in Sacramento?

I find this question very funny as Sacramento is near a fault. I suppose that no one ever need any insurance. Insurance is simply a sharing of risk between you and the insurance company. The more risk you want the insurance company to carry, the more premium you will need to pay. If you won't want to purchase the insurance, you are essentially saying you want to carry all the risk. If nothing happens, winner winner Chicken dinner. However, if an earthquake occurs, any damage will be your responsibility.According to the U.S. Geological Survey, there is a 70 percent probability that one or more damaging earthquakes of magnitude 6.7 or larger will strike the San Francisco Bay area during the next 30 years. I would definitely find out how much it would cost to add Earthquake insurance to your policy. For more info, visit the Related Link below.


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