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The amount you need.

It's pointless asking for less than you need, because it's not going to do any good, and asking for more than you need increases the likelihood you'll get turned down and also means you'll be paying interest on money you didn't need.

If you know how much you need right now but think you might need more later, you can ask for a line of credit for the difference. This basically amounts to getting yourself pre-approved for the larger loan so that it's available on fairly short notice if you need it, but if you wind up not needing it you won't have to pay interest on it.

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Q: How much should i ask a bank for?
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