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Is he on the deed as well? Those are two separate entities. If he is just a co-signer on the loan, you can sell at any time. If he is on the deed, you have to do an "Affidavit of heirship" process.

If you are the only surviving heir this is simple. You just have to find 2-3 people that knew your grandfather and know that he wished you to have his property.

If there is more then one or two heirs to his estate, each one will have to sign an affidavit of heirship.

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Q: I own a mobile home and my grandfather is the cosigner. He is now deceased without a will or estate and I would like to sell my home. Can I sell without going to probate or re-financing?
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