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Assuming your car is insured any driver is normally considered an insured also. However, if this driver is a spouse, child or someone who regularly drives the car and the "driver" has a bad record and you don't want to pay the premiums, your insurer could deny the claim. Also the owner of the car is ultimately responsible lending your car out ruins friendships.

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Q: If a car has insurance where it covers any one who drives it dose the driver have to be insured?
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Before a driver drives a motorcycle, they need to have motorcycle insurance.?

Before a driver drives a motorcycle, they need to have motorcycle insurance.


Who should be on your car insurance?

Generally speaking, just you. In the U.S. in most states, your insurance covers anyone who drives the car (in the insurance business, there is a saying, "When you loan your car, you also loan your insurance). However, if there is someone who regularly drives your car besides you, you may want to have them listed as a driver.


If someone with a learner's permit drives a car that is insured but the licensed driver in the car is not listed on the policy are they covered?

If everyone was legal, yes, a collision should be covered by the insurance company.


Do you need auto insurance when you don't own a car?

not generally.........insurance stays with the car...............in other words, unless you or ''other drivers'' are excluded from a vehicle policy, whomever drives that vehicle WITH PERMISSION is an ''insured driver'' of that vehicle.


Does your teen need car insurance?

Yes, anyone that drives a car needs to be insured


Will an uninsured licensed driver be ticketed when driving an insured car in an accident?

Yes. If the driver is not an insured, the uninsured driver can be ticketed even if the car itself is insured. In many U.S. states they will also impound the vehicle when it is found being driven by an uninsured driver. It is the responsibility of the vehicle owner to insure that anyone you let drive has appropriate coverage. Unfortunate there is a lot of misinformation out there from laymen that erroneously informs people that anyone who drives the car is insured. This is simply not true. Your will have to see your policy definitions for a covered driver or contact your insurance agent for clarification of when a driver is considered covered under your the terms of your auto insurance policy.


If a car is registered in Illinois and someone with an Indiana drivers license drives it can the driver be insured in Illinois?

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Does a 16-year-old with a drivers permit need insurance?

Oddly enough, people aren't insured; cars are. Your son doesn't need insurance, but the cars he drives must be insured.


Can a uninsured licensed driver drive an insured drivers car?

Presuming of course you have no reason to think they aren't uninsured because they are too irresponsible to drive safetly, it's fine. It's one reason you carry insurance that covers anyone who drives your car.


If someone is driving your car and is not on your insurance and they get into an accident while they are drunk is damage covered to your car?

It will depend on the policy, but most policies are legally bound to insure anyone that drives an insured car (as the policy covers both you and your car).


What is the legal if drives your friend car in that car is not insured and you get a ticket for driving without insurance?

If there is no insurance on the vehicle and you get a ticket for driving without insurance you are guilty of the offense and will have to pay your fine. Even though the vehicle belongs to someone else it is the responsibility of the driver to make sure there is valid auto insurance on the vehicle before driving it.


If someone who does not have insurance drives your car and gets in an accident is your car still insured for damage to other vehicles and yours?

yes