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If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.

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Q: If a credit card company says you owe them money but it is not on your credit report do you have to pay?
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Related questions

Who should you call if a credit card company listed you as deceased on your credit report?

You should call the credit card company.


What can you do if a find a mistake on your credit report?

Call the credit card company


Where can you get a free personal credit report?

There are several websites where you can get a free credit report. You can also get your credit report from your local credit card company or your accountant can give you a report.


Can a credit card company report bad credit on an authorized user's credit report after the death of the primary card holder?

if you are an authorized user on the card then you are responsible for the card too. so yes they can


If you have a credit card only in your name will it affect or show on your husbands credit report?

No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.


How do I report corporate credit card fraud and get our money back?

In order to figure out how to settle corporate credit card fraud, you are going to have to look into the company's policy on such things and go based off of it.


How can you make the credit card company reopen an account and remove 'closed by credit grantor' from your credit report?

You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.


Can a a credit company file the same account twice on your credit report?

It happens and can be disputed. Call you credit card company or credit agencies.


Can a credit card company bill a consumer for unauthorized charges if the credit card was improperly issued by the credit card company and the card was not activated and was stolen from the home?

Notify them that the credit card was stolen to the credit card company and dispute all the charges on the credit card. You would also have to file a police report if the credit card was stolen. The credit card company must investigate the charges.


How do you report a credit card company that issues unrequested cards?

You can report a credit card company to the attorney general of your state. Your state may also have a complaint line against businesses. You can also report them to the Better Business Bureau.


How long does a credit card company have to sue you for unpaid credit card debt?

as long as it remains a part of your credit report, 7 years.


How do you report a bad credit card company?

Credit Cards can be an asset to your personal finances. You report your credit card company to regulatory or consumer rights agencies, if they engage in bad business practices such as abuse or unauthorized charges and contract amendments.