A health insurance plan is designed based on what the employer wants. So if a plan says that domestic partners are covered then the employer group is the one that put that wording in the policy. So if an employer wont cover a domestic partner then domestic partners aren't covered company wide.
All US states allow insurance companies to sell and provide domestic partner coverage.
Yes. There is information about domestic partner coverage on their website. This coverage costs more than individual coverage, however, and your employer is not required to pay for it, but it is available.
Depends upon the policy. Some have provisions for domestic partners, same-sex partners, commonlaw marriages, etc. Contact your provider directly to inquire.
The answer is yes, but with a few big ifs. Ohio law does not require health insurers or employers to offer what is called "domestic partner" coverage. The employer can choose to offer it, and to set rules about who qualifies as a domestic partner. A casual dating situation will not likely allow you to add her. But if you have a serious relationship and are able to show some evidence of that -- such as a joint lease, shared mortgage, etc. -- then you might be able to add her. If your employer does not offer coverage to domestic partners, then you could buy insurance for her separately.
Yes, an employer can offer coverage to same-sex domestic partners and/or deny coverage for opposite sex domestic partners. You should ask your HR/Benefits representative for a copy of your plans eligibility rules, which will show who you may enroll and more importantly, when you can enroll them.
Generally no, with a few exceptions. Some municipalities require that contractors doing business with the city provide domestic partner coverage to their workers. Employers that are parties to a collective bargaining agreement that provides domestic partner coverage cannot unilaterally stop providing that benefit. Please note that this pertains to domestic partnerships only and that the laws are different for same-sex marriage.
Probably not. New York City, for example, still maintains its domestic partnership registry. Most large employers have not eliminated their domestic partner benefits and insurance companies continue to sell domestic partner coverage.
Yes, if one of the domestic partners works for the state or for an employee who has voluntarily opted to provide domestic partner coverage. Keep in mind that no new domestic partnerships may be formed in New Jersey after February 19, 2007, since Civil Unions are now legal.
An employee must pay federal tax on the cost of the premiums for insurance provided by the employer for the employee's domestic partner.
you can find a Florida Agent . Please note that CA law is restrictive on the definition of domestic partner AnswerBlueCross BlueShield of Florida does offer coverage for domestic partners. Whether same sex or not, if you live together you can consider yourselves domestic partners and be on the same plan.
There are many insurance companies that cover domestic partners.
Generally the prevailing law is the state that the plan originates in. Example: A client of mine covered his domestic partner under his health plan. The company was sold to a competitor out of state. The state where the new company resided did not recosnize domestic partners. Even though the state he lived and worked in did, his partner lost coverage.