Two choices - lender enters into posession to recover their debts or debts get cleared through probate via sale of the asset and/or cash from the estate. No liability on the spouse unless he/she is jointly liable as part of the original agreement.
That is entirely dependent on company policy.
The divorce is of no consequence. If your spouse and their ex opened joint accounts while they were married, they are jointly liable for those accounts and both credit reports will reflect the history. A divorce never supercedes any other contract. You mentioned that the accounts were "both in other spouses name". If that were true, the accounts would not be on your spouse's credit report in the first place.
No. Any fines incurred by the driver are his/her responsibility.
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You don't have to go to truck driving school to get a CDL license. You can go to your local Department of Driver Safety and pick up the study material and apply to take the test. There is a driving component that you will have to do.
Sell the truck!! Let the ex-spouse go and get his own transportation. Sign the title over to him for a dollar, his truck, his problem. You don't want a truck anyway, not with todays gas prices. gas prices are down. let him walk why should you have the burden sell the truck
The first duty of the estate is to pay all outstanding amounts due. However, it sounds like the other borrower would have the responsibility to pay the truck off if a quitclaim was not signed at the time of divorce, which would leave the ex with no responsibility or ownership.
Not exactly sure what it is you are asking. Responsibility to WHO? If a shipper contracts with a trucking company to haul their goods, and the trucking company holds itself out as qualified and licensed to do so, what further responsibility should the shipper have? It is the trucker who has to see to it that his truck operation is operated legally and has the proper permits.
The owner of the truck is liable for all damages and injuries as a result of an accident if found at fault. Normally these would be paid by the insurance company if there was an existing policy. Insurance policies are far cheaper than paying these expenses out of pocket.
Yes, because if you do not make the payments, the missed payments affect his credit report. If you want to own a truck, then buy one using your own cash or credit ability. If you are still a minor, then he has the right and responsibility to help you manage your life so that your are safe.
Until you prove the tow was in error the impound fees are your responsibility. If you leave your truck in impound the fees will increase at a rapid rate. You must redeem the truck from impound as soon as possible to avoid a huge bill. You can then resolve the issue with the HOA and ask for reasonable fees IF it is determined that a mistake was made. However, even if the HOA is determined to be at fault, you would be under the obligation to mitigate your damages by retrieving your truck as soon as possible. You can't just leave it in impound until you resolve your dispute with the HOA. If you don't act, the excess fees will be your responsibility even if you win the dispute and you may eventually lose your truck if the fees get too high.
Possibly go after U-haul for responsibility, unless the truck was stolen, and the rental agency would have no control over who was driving it.