Maybe; see a lawyer.
If the couple resided in a community property state both spouse's would have needed to file joint bankruptcy for the debt to be totally discharged. If one spouse did not file, it is quite possible the creditor will hold that person responsible for the debt owed.
discharge
The owner of record is responsible for taxes and upkeep until a deed conveys the property into another name. The owner will be responsible from the Bankruptcy file date until the date of Trustee's Sale- even if the original sale date is postponed.
Not if the debt was officially discharged in the bankruptcy.
add on to question, buying piece of land with cash only, can it be done after being discharged of bankruptcy in July
The short answer is yes. In practice, it's fairly likely that you don't have any assets to speak of anyway, and if the bank is actually trying to come after you for this, you can probably just have it discharged through bankruptcy.
TAXES in CHAPTER 7sorry to tell you , but in Texas property taxes can not be discharged in any bankruptcy.As laws change every year it would be best to check with the city you live in
You are responsible as long as you are the legal owner of the property, Bankruptcy usually discharges certain debts including property related debts. If the mortgage company chose not to exercise their foreclose options then you may still be the legal owner of the property. Depending on the property valuation the mortgage note holder may have determined it more profitable not to proceed with a foreclosure process. Additionally; If fines were already issued prior to a foreclosure, you would still be liable for payment of those fines as well.
Yes, if it is not a perfected lien against real property and the debt was discharged in the bankruptcy.
You do. You were in possession of the car. The car was registered to you. Until the car is sold, you are legally and financially responsible for it.
My sister filed and was discharged in a bankruptcy, she did not reaffirm the house. She has moved out, she has homeowners on the property but is it still good if she does not live in the home.
Any debt discharged through BK is cleared and no longer exists. The debt may no longer exist but the lien against the property still exists. While you do not have to pay the loan, the note holder can still take possession of the property.