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If a tenant lives in your condo and a common area pipe leaks on their car causing damage should the HOA cover this or will your homeowners liability insurance cover this or neither?

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Read both your master policy that covers the condominium association's assets and your homeowner's policy to verify coverage.

Also, the tenant's insurance may be a possibility for coverage.


Basically, it will depend on the cause of the leak, and that will determine which policy, if any, covers the damage.
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