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If an account is reported as delinquent does it matter what the amount is?

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Yes, all the factors that are used to determine your credit score are important.
When any credit account is delinquent, the amount of the delinquency is not AS significant as the fact that it was not paid as agreed, but it is a factor.
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If a delinquent account was never reported and it suddenly appears on your credit report 5 or 6 years later are you still responsible for that debt?

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