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If an unlicensed driver does not have permission to use your car and gets in an accident does your liability cover damages to another vehicles?
Cbreck1
In the UK the insurance company would not accept liability except under exceptional circumstances
Wiki User
∙ 14y ago
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If an unlicensed driver was involved in an accident in one of the vehicles on your auto insurance policy Will your insurance cover the charges?
Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.
What vehicles can you use on the road unlicensed?
you can use cars that you borrow after your own car gets into an accident.
Does homeowners cover an unlicensed motorcycle?
Homeowners Insurance does not provide coverage for motor vehicles.
What does liability auto insurance cover?
Auto liability insurance is specifically designed to cover any damage caused to other vehicles if you have an accident. It does not cover reapirs to your own vehicle. It is by law the minimum requirement for insurance in every state.
Who is responsible for an unlicensed driver driving another person vehicle involved in an accident?
The unlicensed driver is responsible for all damages. If they are a minor the parents may be forced to take responsibility. Sadly, the owner of the vehicle MUST make any insurance claims they are eligible to make. The owner can ask the unlicensed driver to pay any excess on the insurance and even take them to court if they refuse to pay it. The driver of the vehicle is responsible to pay any amounts not covered by the vehicles owners insurance, including damages to the car. If the insurance premium goes up or you loose your no claim bonus then I'm sorry but the driver is not liable for that. If the unlicensed driver drove the vehicle without permission from the vehicle owner then the vehicle owner must report that the car was stolen at the time of the accident, then provide the insurance company with the police report number (you can tell the police you don't want to press charges). Under these circumstances even if the insurance company pays out damages for the vehicle they may chase the unlicensed driver to pay them back.
Is Motor Vehicles an asset or liability?
asset
How do you claim an accident with two of your own vehicles?
You would have to file a claim for both vehicle and pay the deductibles for each vehicle. You cannot use liability insurance on your own vehicle because you cannot be liable against yourself. This prevents people from purposefully hitting their own vehicles.
You were involved in an accident with your dads automobile and he has only liability insurance and you are not on the policy who is responsible?
If 'you' were at fault, or there was no other party involved (ie: backing into a pole..), then 'you' are. Even if 'you' were on the policy, it only covers damage to other vehicles/property/people, no coverage for dmg to car itself. If the vehicle was in the care, custody, and control of someone given permission to drive it, then that someone is responsible for any and all damage to the vehicle.
Is a vehicle a assets or liabilities?
For businesses and companies, vehicles can often be assets. However, for most individuals vehicles are a liability
What coverages does a company have to carry on work vehicles?
Liability or fleet insurance
Does liability cover hit and run?
Covers others vehicles only.
Are you responsible if someone borrows your car without permission and gets in an accident?
The owner's insurance will pay if he has collision coverage. It Doesn't matter who was driving. the owner will have to pay the collision deductible, unless he wants to press charges against his buddy for "stealing" the car in which case the owner will have to pay the Comprehensive deductible. If the owner has neither collision nor comprehensive, then the owner is out of luck. The buddy's (who borrowed without permission) insurance company is not responsible for anything. They were not insuring that vehicle only his liability (damage he causes to people and vehicles that he hits but is not occupying)
