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If my insurance company paid for repairs to my car can I still sue the other driver?
Wiki User
∙ 8y ago
No, you can't. When you made you claim under your auto policy for damages done by another party, you signed your subrogation rights over to your insurance company. This is what allows them to recover costs that they paid to fix your car. This is done to assist you in getting your car fixed quickly. You have given your rights to sue the other party to your insurance company. They will get the funds paid back from the other parties insurance or from them directly if he didn't have insurance. You could not sue anyway as you no longer have an economic loss since the car has been fixed; the court would see you as being put back right.
Wiki User
∙ 8y ago
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Is the party who was at fault in the accident responsible for repairs to the vehicle of the other party in New Jersey?
In any state, if a driver is found at fault then he is responsible for the other car's repairs, either using his insurance company or out of pocket.
If you are at fault and the insurance company totals the other driver's car for five hundred dollars but the repairs would cost two thousand do you have to pay the other fifteen hundred?
Usually not.
If your auto is hit the other driver's auto insurance pays all medical expenses and so does your health insurance must you reimburse your company?
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
After a vehicle accident, how does the driver contact the insurance company to arrange auto repairs.?
You can call your insurance company and tell them what happened over the phone and they should give you all the information you need about your accident and or any other questions or statements you need to know about what you need to do.
How long should you have to wait for repairs to your vehicle when the other driver was at fault?
Its all up to the insurance companys.
What if the driver at fault will not call their insurance company to report the accident?
If the other party is refusing to call their insurance company - then you should call their insurance company and file the claim.
What does excluded driver mean on policy?
One of my family members was hit by a driver who carried insurance but was an "excluded" driver on the policy of the car she was driving. After talking to the other person's insurance company, an excluded driver is essentially equivalent to an uninsured motorist. That means that his/her insurance company will not represent them and that, if they are liable for the accident, your insurance company can go after them personally for the damages.
How does one file auto accident insurance claims?
After a car accident, one must immediately contact their insurance company to file an auto accident insurance claim, even when the other driver was at fault. Make sure to have all the other driver's insurance information so that the other company can thoroughly investigate.
What happens if you don't have insurance but the other driver does and are hit from behind in Texas?
The fact that you don't have insurance doesn't preclude you from collecting from the at-fault party. Call the other driver's insurance company and file a claim for damages.
Can an insured driver still sue me after his car was fixed by his insurance?
It is more likely you will be sued by the insured driver's insurance company. Just because the other driver had insurance, that does not exonerate you from having to pay damages if you are liable.
What polices are offered by DNA Insurance?
DNA Insurance is an insurance company that offers insurance for cars and other automobiles. DNA Insurance offers policies that cover legal expenses, immediate costs, and repairs.
If you are in an accident where other driver is at fault and their insurance is covering car rental what can you do if insurance stops paying for car rental but car is still in shop being repaired?
Ask the insurance company why they are no longer paying the rental bill. If they have accepted liability the only reason they would stop paying would be due to the repair shop taking excessive time to complete the repairs. (In the insurance company's opinion). Although you will be roped into this, it should be between the insurance company and the body shop. If the insurance company won't budge ask the repair shop to pick up the remainder of the rental bill until repairs are complete. This is common in this industry.
