Yes. There are hundreds of databases available to a debt collector where they could find your SSN.
Negative entries will remain on a credit report until the required time period of seven years has elapsed. Neither the original creditor nor a collector can have the entry removed, but it can be noted as "paid as agreed", "paid in full" "satisfied" and so forth.
Yes, provided there is an outstanding judgment against you. Without the judgment, neither the agency nor the original creditor has any recourse for garnishment, and will not be able to obtain an order for garnishment.
Yes, but neither a collection agency nor the original creditor has any legal obligation to communicate or accept the terms offered by a debt consolidation agency.
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No, a creditor cannot garnish unemployment benefits. Under Federal law, unless it's a judgment for spousal or child support, neither unemployment nor worker's compensation can be garnished.
"They who would give up an essential liberty for temporary security, deserve neither liberty or security." - Benjamin Franklin
Neither of these can be considered the original, but Frustration is the UK version of Trouble.
Neither a creditor nor a collector can physically come to your job to do this, unless they can do so without disclosing why they are there. For instance, I have heard of before lawyers who owe past due debts, who the agencies made appointments with in which they discussed the debt behind closed doors. This would be acceptable under the law.Since this is in the repossession category, it can only be assumed you are asking in relation to a respossession agent coming to your place of employment to secure your vehicle. This is totally acceptable and legal. Repossession agents are not held to the same standard.
Send proof of payment to the original creditor and the information being reported against you by the collection agency. Request that they make sure the collection account is withdrawn and their original account is listed as paid. Upon receipt of that letter, send a dispute letter to the credit reporting agencies with your proof of payment. Follow up until your credit report is correct. updated entry: This is pretty good, but one problem is that neither the creditor nor the collection agency will be all that motivated to do anything since you have already paid the debt. But is really your only option at this point. Keep doing this over and over (every 2-3 months). I am always surprised, but sometimes things get removed on my 3rd or 4th time.
If both are contractually responsible or liable for the debt, then yes; and likely both will be. While neither SSI nor disability can be attached, as soon as the payment hits the bank, the creditor can garnish the account. Both the wife's wages and bank account can be garnished.
No. Neither state offsets unemployment benefits by the Social Security benefits.
Spam threatens neither privacy or security but it makes a great sandwich.