This means that a claim has been made AGAINST you. Your insurance company, in most instances, will not pay the third party until they have discussed the claim with you and verified what happened.
Printing the claim to paper
The word "adjustment" when used in the context of insurance means:The monetary amount an insurance "adjuster" has determined is the appropriate payment to be made to an insured person for a claim that is covered under the insurance policy.
each and every claim = all claims
What do you mean by dual insurance? You cannot have two auto insurance policys on one car. If you mean can you claim damages (let's say) from the 'at fault' party and then also claim them under your collison coverage, no you cannot.
Whenever a claim arises be it in life or general insurance sector, it has to be substantiated by eye witness or material evidence to the satisfaction of the insurance company.
A medical claim is the application for compensation against a health insurance policy or against another's liability insurance policy for the covered portion of a covered event.
It means you agree to have assignment of benefits (payments) made to the provider of service(s).
I assume you mean how does the deductible work. When you file a claim on any insurance, the insurance company will take out the deductible before it issues the payment to you. In many states the banks are protected and the check has to be made out to you and the mortgagee company.
It means you had an insurance claim of some sort for which the insurance company did not pay anything.
The primary /secondary payer is usually the insurance plan covering the claim
By "only when you need it" do you mean only when you are aware of a claim or potential claim? If so, the answer is "NO". You cannot buy insurance on a burning house, so to speak.
Excess applies