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Yes, unless you want to be sued by the other person if something happens.

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If this is your primary vehicle, then you must be included in the insurance policy.

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You should check with your insurance company. You may have some personal liability. The answer depends on many factors:

  • state laws
  • whether you live with the owner
  • whether any accident is your fault or you were negligent
  • whether you have permission or were using the car at the owner's request
  • whether the car was taken without permission
  • whether the car was being used only for the reason permission was given
  • etc.
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Q: If the car that you drive is insured but belongs to another person do you have to get insurance to drive it?
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