In the UK, yes. So long as the driver has insurance.
No, if it's on a temporary basis, you have the permission of the owner, and the owner has liability insurance on the vehicle.
Usually the insurance on the vehicle covers any driver who has the permission of the owner of the vehicle to drive the car.
It is my understanding from my insurance company that if I "give permission" for someone to drive my vehicle and I have full coverage then my vehicle is covered. Recommend you ask your insurance carrier this question, they will be happy to give you an answer regarding your policy.
Insurance stays with the vehicle, barring any policly exclusions to the contrary, the insurance that covers the vehicle covers that vehicles actions. If you allow someone to drive your vehicle and they have an accident that is their fault your insurance will be the one that takes care of the damages.
Always remember insurance follows the vehicle and points follow the driver. So if they get points from the ticket it will follow the driver.
Anybody who fits the legal requirements to drive in that jurisdiction, and has permission from the vehicle's owner, can drive the vehicle.
Automobile Insurance follows the vehicle. As long as there is permission to drive by the owner (insured) the coverages that are on the vehicle will apply. I agree with the first answer.
The vehicle is insured not the individual. You can pay for and obtain the insurance in the name of the owner with you listed as an insured operator.
Generally, I would say this is most likely not possible. Vehicle insurance policies actually financially protect the vehicle OWNER(s) not the 'driver.' Of course, an owner's insurance covers someone that the owner(s) have permitted to use the vehicle. However, as you are the owner and have a suspended license, it is unlikely that any carrier will issue a policy to you.
Why not. That unlicensed vehicle owner could be disabled and hired a licensed driver to drive the vehicle.
No, the vehicle's owner's insurance is liable. The insurance is on the specific vehicle, not on the driver. It does not seem fair, but that is the way it is. Nathan C
Yes i n the state of Texas there are many reasons for a separte insurance policy. The vehicle which you drive can be insured by the owner, ie bank or individual and the driver even when the driver is not on the title.