If two individuals co-habitat but are not legally married could they still receive a discounted married rate on car insurance?

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In many states a couple living together can publicly declare themselves as married under common-law marriage laws. If you do this then you should be able to receive whatever benefits are afforded traditionally married couples but also be subject to the laws governing such a union as well.
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Is it legal to be married to two people?

\n. \n Answer \n. \nNot in most countries. There are a few countries were having more than one wife is allowed, several in Africa. In the US it is bigamy and is again

If you are named beneficiary on an accident life insurance policy and your relationship to owner is listed as wife but never legally married are you still entitled to receive payment?

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Is a marriage in CA legal if she was still married in CO?

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Can your girlfriend be covered on your auto insurance if she is still legally married?

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