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If you have reported the accident and your insurance company has repaired the other driver's vehicle, it more than likely will affect your rate. When you are At Fault, it always affects your insurnace.

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Q: If you are in an accident that's your fault will it affect your rate increase if you fix the damage to your car with your own money?
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Related questions

How much will insurance go up in a non moving accident?

It is really based on whether the accident was at fault or not at fault. If it was not at fault, it usually will not increase.


What are your rights after a auto accident?

Simply put, it is the at-fault party's responsibility to pay for the damage caused in an accident. If you live in a no-fault state, then you and your insurance company will pay for your own injuries, but the at-fault party is responsible for property damage.


In a minor rear-end accident that was your fault your car has no damage but the other's does what do you have to pay?

everything it was your fault


What are the ramifications for a mother who lets her adult son drive her insured vehicle In other words how will it affect her if he is at fault in an accident which causes a great deal of damage?

typcially all insurance stays with the car...meaning whomever is driving your vehicle (with your permission, and subject to any exclusions your policy may have)....is insured under the policy if they have an at fault accident, it affects THAT VEHICLE policy regardless of who is driving...so the ramifications are your son has an accident that is his fault...your policy is subject to increase, non renewal etc.


If you were at fault in an accident with no injuries or damage and a police report was taken will this affect insurance rates in California?

Yes. One point will be added to your official driving record.


If your at fault in an accident there is no damage to your car but the others how much do you have to pay?

If you are at fault in an accident, You are responsible for any personal injuries and the reasonable cost of repair for for the damage to the other vehicle that you hit. The level of damage to your own vehicle does not mitigate the cost of the damage to the vehicle you hit. After all you still caused the damage and you are responsible for it.


Can a uninsured and unlicensed driver sue you for an accident?

Yes. It is the responsibility of the at-fault party to pay for the damage caused in an accident, regardless of the license or insurance status of the not at-fault party.


If your air bags blow out in an accident that is not your fault will you recover damages?

You should contact the at fault party's insurance company and let them know you have a property damage claim. You will need an accident report. Photos of the damage or an estimate for repair will also be helpful.


How much money should you get paid if a car accident is your fault?

NONE. It was your fault. you'd have to pay for the damage of the other persons car too. dont expect any reward for accident.


Drove on a suspended licence and had a car accident not your fault what happens now police know all i live in qld?

You will probably receive a citation for driving while suspended. If you were not at fault for the accident, the other party involved should have insurance that will cover your loss or damage that resulted in the accident. It is a good thing that you were not at fault in this accident.


Which insurance company pays if one car has no damage?

The Insurer of the at fault driver pays for the accident.


What does liability ins cover?

An accident that is your fault. And it only covers damage to others things, not yours